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Policy & Analysis

 

Below is a list of NCLC's free materials on policy and legal analysis. Materials are organized by title. To read more of any title, subscribe now.

 

Fair Debt Collection

Fair Credit Reporting

Consumer Bankruptcy Law and Practice

Student Loan Law

Home Foreclosures

Mortgage Servicing and Loan Modifications

Collections Actions

Truth in Lending

Consumer Credit Regulation

Repossessions

Consumer Class Actions

Consumer Banking & Payments Law

Consumer Arbitration Agreements

Automobile Fraud

Mortgage Lending

Credit Discrimination

Consumer Warranty Law

Unfair and Deceptive Acts and Practices

Federal Deception Law

Access to Utility Services

 

 

Fair Debt Collection 

Chapter 1 Introduction

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 Fair Credit Reporting

Chapter 1 Introduction

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 Consumer Bankruptcy Law and Practice 

Chapter 1 About This Treatise

John Rao, New Process to Discharge Student Loans in Bankruptcy (March 7, 2023) 

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Student Loan Law 

Chapter 1 Getting Started

John Rao, New Process to Discharge Student Loans in Bankruptcy (March 7, 2023) 

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Home Foreclosures 

Chapter 1 Introduction

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Mortgage Servicing and Loan Modifications

Chapter 1 Introduction
Chapter 12 Homeowner Rights During Natural Disasters and COVID-19

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Collection Actions

Chapter 1 Introduction

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Truth in Lending 

Chapter 1 Overview

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Consumer Credit Regulation

Chapter 1 Background

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Repossessions 

Chapter 1 Introduction

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Consumer Class Actions

Chapter 1 Case and Claims Selection, Other First Considerations

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Consumer Banking and Payments Law

Chapter 1 First Considerations

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Consumer Arbitration Agreements

Chapter 1 Preliminary Issues

 

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Automobile Fraud

Chapter 1 Introduction and Practice Checklists

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Mortgage Lending

Chapter 1 Background

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Credit Discrimination

Chapter 1 Introduction and First Considerations

 

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    Consumer Warranty Law

    Chapter 1 Introductory Materials

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    Federal Deception Law

    Chapter 1 First Considerations

     

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    Unfair and Deceptive Acts and Practices

    Chapter 1 First Considerations

    Chapter 4 Deception, Unfairness, Unconscionability, and Abusiveness

       4.3 Unfairness
       4.3.11 Taking Advantage of an Emergency Situation; Excessive Price As Unfair Practice

     

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    Access to Utility Service

    Chapter 1 Introduction

     

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