Skip to main content

My NCLC

Recent Articles

Best Practices in Responding to IRS Debt

The article explains two big mistakes taxpayers too often make when unable to repay their taxes, and describes three alternative options the IRS offers that can eliminate IRS harsh collections and even reduce the amount owed. Also described are the “innocent spouse” relief, the impact of the taxpayer’s bankruptcy, and limits on IRS seizure of a taxpayer’s wages and Social Security and other public benefits.

12 Ways to Recover Even When Lemon Used Cars Are Sold “As Is”

This article lists 12 ways to recover for used car defects despite the dealer selling the car “as is.” Four ways provide strong consumer remedies even when an “as is” disclaimer is effective, and eight ways allow for warranty coverage despite the attempted warranty disclaimer. Also listed are shortcut ways to investigate for hidden vehicle defects and tips for used car defect litigation.

18 CFPB Actions in 2024 Aiding Private Consumer Litigants

Already in 2024, the CFPB has issued 18 interpretations, rules, and enforcement actions that will aid private consumer litigation. This article explains these actions involving contracts for deed, mortgage and student loan servicing, credit reporting, new forms of credit, debt collection, auto financing, banking, remittances, credit cards, digital shopping, appraisals, unenforceable contract terms, and more.

More Articles from NCLC

Read more recent developments and archived articles from the National Consumer Law Center.

Trending Topics

Image

stack of books in the NCLC Consumer Law Practice Series that pertain to housing: Home Foreclosures, Mortgage Servicing and Loan Modifications, and Mortgage Lending

NCLC has compiled resources for advocates navigating trending subjects in consumer law. Resources include free NCLC articles, written submissions from past NCLC conferences free to the consumer law community, links to relevant NCLC treatise material, pleadings and discovery, and more. Most of the resources are free to the public or free to the consumer law community. View NCLC's aggregated lists of resources on the NCLC Digital Library

 

 

 Free @NCLC

Image

open NCLC treatise on a desk, surrounded by office supplies

Policy and analysis, statutes and regulations, sample pleadings, court decisions, and more - all publicly accessible on the NCLC Digital Library.