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Recent Articles

Seven Key Changes for the Revised FHA Waterfall

FHA has announced new help for homeowners having trouble paying their FHA-insured mortgage loans. This article explains the seven key changes, including minimized documentation requirements, new home retention options, and access of successors-in-interest to FHA loss mitigation. This article describes the changes and provides links for more detail on each change.

Home Equity Theft Scams—An Old Problem Takes on New Forms

This article examines three current forms of home equity theft: offering realtor services to create liens on homes, buying homes below market value before they are listed, and sale-leasebacks schemes. The article describes each scam, current litigation, common features of home equity theft, and twelve different legal theories for homeowners to seek relief. Links are provided for more detail.

Fair Debt Collection Practices Act: 2025 in Review

This article examines the most significant 2025 Fair Debt Collection Practices Act (FDCPA) developments, including summaries of all reported FDCPA circuit courts of appeals decisions, a discussion of withdrawn guidance at the CFPB, and the just-released Eleventh Edition of NCLC’s Fair Debt Collection treatise.

Practice Suites & Archives

Collections of materials from the NCLC Digital Library and beyond, aggregated by subject for easy reference. 

 

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Conference Materials Archives | Housing Practice Suite | Medical Debt Practice Suite 
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