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10 Insider Tips to Find Answers to Consumer Law Questions

Odds are the answers to your consumer law questions can be found on The NCLC Digital Library. But pinpointing quickly what you need is not always easy, and you may not even be sure what the key issues are in a case. Here are ten insider tips for finding the answers you seek while also helping you ask the right questions.

Rule on Bounced Payday and High-Cost Loan Payments Now in Effect

The CFPB’s pared down Payday Loan Rule finally went into effect on March 30, 2025. This article explains three surprising facts about the rule’s importance to consumer practitioners: the rule’s provisions offer significant protections, apply to many forms of high-cost lending, and the rule offers substantial assistance in private litigation involving not only overdraft and NSF fees, but also any litigation involving high-cost lenders.

10 Reasons to Give Arbitration a Chance When Blocked from Court

Frequently consumer claims are blocked from court, either because an arbitration provision is enforceable, or it is impractical to challenge the arbitration requirement. When a consumer’s claims are blocked from court, this article provides ten reasons why bringing the case in arbitration is always worth considering.

Housing Toolbox


Aggregated lists of resources from the NCLC Digital Library and NCLC.org on pertinent housing topics:

Tangled Titles | Zombie Second Mortgages | Property Tax Foreclosure | Natural Disasters | Mortgage Servicing Pleadings

 

Medical Debt Toolbox

 

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Browse medical debt resources for advocates: material from NCLC's treatises, written submissions from NCLC & NACA conferences, and other practice tools.

View Medical Debt Toolbox

 Free @NCLC
 

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Policy and analysis, statutes and regulations, sample pleadings, court decisions, and more - all publicly accessible on the NCLC Digital Library.