Home Foreclosures

Home Foreclosures is the definitive resource for navigating every aspect of the foreclosure process. This authoritative guide addresses all loan types and includes step-by-step prevention strategies, state-by-state breakdowns, and a comprehensive library of practical litigation tools.

• Authority to Foreclose: Strategies for challenging the legal authority to foreclose—including analyses of how U.C.C. articles 3 and 9 apply to transfers of loan ownership documents and the role of MERS. 
• Defenses to Judicial and Non-Judicial Foreclosures: Updated information on statutes of limitation and notice defenses, raising equitable defenses, the role of mediation, and special defenses related to FHA and other government-insured loans. 
• Specialized Foreclosures & Liens: Targeted guidance on reverse mortgages (including HECM rights), zombie second mortgages, tax foreclosures, land installment contracts, manufactured homes, and condominium/HOA foreclosures.
• Litigation & Prevention Tactics: Practical insights on using bankruptcy to stop foreclosures, navigating rights after a foreclosure sale, and identifying foreclosure rescue scams.
• State Laws & Federal Regulatory Resources: Text of selected federal regulatory material for FHA loans, the SCRA, and reverse mortgages, as well as unique state-by-state summaries of mortgage foreclosure laws, tax sale procedures, and condominium laws.
• Searchable Litigation Aids: Over 400 categorized sample pleadings and discovery documents to streamline your practice.
• Practice Tools & Checklists: Actionable foreclosure prevention tools, including sample intake forms, counseling checklists, calculation tools, and sample notices of error or requests for information.