Expert Guidance and Incisive Analysis on All Consumer Bankruptcy Topics
Consumer Bankruptcy Law and Practice, now in its Fourteenth Edition, is a two-volume complete practice package with digital bonus material that offers everything one needs to pursue chapter 7 and 13 bankruptcies. Written and edited by the nation's consumer bankruptcy experts, this treatise is both practical and comprehensive.
Recent Developments & Key Analysis
- Supreme Court Rulings: Covers landmark decisions on fraud exceptions, discharge injunction violations, and nondebtor claim releases.
- Statutory & Rule Updates: Reflects April 2025 dollar amount increases and the December 2024 Bankruptcy Rule restyling (including a side-by-side rule comparison).
- Chapter 13 & Student Loans: Latest guidance on student loan hardship discharges, local/nonstandard plan usage, and postpetition asset modifications.
- Mortgage Servicing: Analysis and pleadings for Rule 3002.1 requirements, payment changes, and final cure notices.
Core Insights & Litigation Strategies
- Protection & Enforcement: Automatic stay remedies, discharge violations, and responding to nondischargeability actions.
- Debt & Foreclosure Solutions: Strategies for foreclosure, means testing, exemptions, lien avoidance, and exposing creditor overcharges.
- Creditor Misconduct: Tactics to recover attorney fees and sanctions for abusive practices.
- Third-Party Bankruptcies: Safeguarding consumer rights when merchants, landlords, or creditors file.
Practice Tools & Reference Materials
- Annotated Forms: Updated 2025 official forms complete with instructions and sample filled copies.
- Pleadings Library: Over 150 customizable sample pleadings in Word format plus key director forms.
- Primary Sources: Full reprints of the Bankruptcy Code, statutes, restyled rules, fee schedules, and regulations.
Praise
"No bankruptcy practitioner, no matter how experienced, should be without this volume." —Sen. Elizabeth Warren, Former Professor of Law, Harvard Law School
"Consumer Bankruptcy Law and Practice is a must for every counselor and practicing bankruptcy lawyer in the consumer field. I hope practitioners in my court acquaint themselves with this valuable work. —Judge Marilyn Morgan, U.S. Bankruptcy Court, Northern District of California
"I don't understand how anyone can practice bankruptcy law without the NCLC Consumer Bankruptcy book... it's helped more than I can say in my practice. Almost every day someone asks a question on the NACBA listserv and someone else pipes in with Where's your bankruptcy bible, the NCLC book? I recommend you get it now!" —Karen M. Oakes, Basin Bankruptcy Center, Klamath Falls, OR