21 Treatises with Pleadings, Practice Tips, and Analysis of 50 States' Law

Instantly Access Everything
on Consumer Law

Learn More

Twelve Dramatic Changes Offering Relief for Student Loan Borrowers

This article describes new major relief for student loan borrowers: $10,000 or $20,000 for millions of borrowers, and added relief for those in public service, in default, with disabilities, attending specific schools, with private loans, or with IDR plans. New loan servicers and no more private debt collectors. The article links to more detail and sets out steps borrowers should take now to make the most of the offered relief.

Tips on Handling Attorney Fee Hearings

This article provides practice pointers for attorney fee hearings, based on the author’s 44 years of trial experience handling exclusively consumer law cases. The article focuses on time records and other steps to take well before the hearing, use of a 50-state survey of consumer attorney fee rates, getting ready for the hearing, and tips for conduct of the hearing itself.

Advising Clients When an Abusive Partner Coerces Debt

This article provides practical tips for advising clients with debt incurred by an abusive partner through coercion and fraud—developing a safety plan, documenting the coerced debt, protecting bank accounts, dealing with unauthorized credit card use, preventing the abuser from opening new accounts in the victimized partner’s name, addressing coerced debt on a credit report, and dealing with home mortgages.

CFPB Issues Three FCRA Interpretations with Widespread Implications

This article examines practice implications of three recent CFPB interpretations of the Fair Credit Reporting Act, including: tenant and background screening companies’ use of name-only matching violates the FCRA; users are strictly liable for permissible use violations; and state law can limit when medical debt, evictions, rental arrears, and criminal records can first be reported.

Now Available: Automobile Fraud, 7th Edition

The 2022 Seventh Edition of Automobile Fraud is now available in digital format on the NCLC Digital Library. Millions of consumers are defrauded each year by dealers not disclosing a vehicle’s wreck or salvage history, true odometer reading, prior use, lemon-law buyback history, or repaired damage to brand new cars. Other frauds involve vehicle titles and “yo-yo” sales. Learn more and read Chapter One here.

Welcome to the NCLC Digital Library

The complete text of all NCLC treatises is now available updated and online. This site integrates everything you need: chapters, appendices, supplemental pleadings, primary sources, practice tools, search, a bookstore, and more. Subscribe to individual titles or the complete 21 treatise set.

Want Immediate Access?

Subscribe at the digital bookstore and you will have immediate access to the full searchable text of chapters, appendices, additional pleadings, and primary source material. Just log in (upper-right) with the username and password you create when purchasing at the bookstore. If you subscribed to a print and online subscription, we will send your print books right away.

If you already have a subscription you can log in immediately to gain instant access to your treatise(s). If you have an active subscription but don't have your username or password please call 617-542-9595, 9 a.m. to 5 p.m. EST or email us anytime.

Need Help?

Visit our Help/FAQ Page or Contact Us!

phone: 617-542-9595
email: [email protected]