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Learn MoreNew payment methods raise new issues about consumer rights concerning fraudulent or erroneous transfers, fees, and the ability to stop or recoup payments. This treatise now covers all rights concerning consumer payments: UCC Articles 3, 4 and 4A, the Electronic Fund Transfer Act, Nacha rules, the CFPB’s prepaid account rule, E-Sign and UETA, and state laws on check cashing, remittances, money transmitters, and gift cards.