Unfair and Deceptive Acts and Practices

The Most Important Consumer Statute in All 50 States

For over 40 years, NCLC’s definitive 50-state treatise has been the essential resource for leveraging state unfair and deceptive acts and practices (UDAP) statutes—the primary toolkit to accompany other consumer claims or address abusive practices.

Broad Scope & Marketplace Applications

• Comprehensive Consumer Abuse Coverage: Addresses new and evolving abuses, credit, debt collection, repossessions, mortgage servicing, foreclosures, and all aspects of auto sales, warranties, repairs, leases, and financing.
• Unfairness & Non-Disclosure: Targets deception, failure to disclose material facts, and the broad application of unfairness standards to one-sided contracts.
• Broad Industry Reach: Applies to non-traditional areas including landlord-tenant disputes, manufactured housing and parks, utilities, home sales, and more.

Superior Remedies & Procedural Advantages

• Robust Damages & Fees: Authorizes actual, minimum, multiple, or punitive damages, alongside attorney fee recovery for prevailing plaintiffs.
• Enhanced Liability & Statutory Reach: Extends liability to deep pockets, creditors, and third parties, while supplying remedies for statutory violations that lack adequate standalone remedies.
• Avoids Federal Roadblocks: Operates largely outside federal preemption and circumvents Supreme Court obstacles to federal court litigation.

Practice Tools & 50-State Analysis

• Statutory & Precedent Coverage: State-by-state analysis of UDAP statutes, detailed treatment of guiding FTC precedent, complete analysis of 50-state UDAP case law, and full explanations of coverage exceptions.
• Litigation Materials: Outlines essential pleading requirements and state-specific preconditions, backed by sample pleadings and discovery.

"This is the most thoroughgoing treatise on consumer law. If you only buy one manual (and that would be a mistake), buy this one!" —Stephen Gardner, Stanley Law Group

"A unique survey of UDAP law with which no other resource can compare." —State Bar of New Mexico News and Views