Print copies of the 2026 11th edition of Fair Debt Collection will ship in late January to active print subscribers.
The Definitive FDCPA Treatise & More
Relied on for over 40 years and cited by the U.S. Supreme Court, NCLC's Fair Debt Collection is the preeminent treatise on the Fair Debt Collection Practices Act (FDCPA), providing all the tools a practitioner needs to successfully bring an FDCPA lawsuit.
The eleventh edition contains a discussion of new case law, including new cases interpreting CFPB Regulation F, and an entire chapter about constitutional standing in federal courts for FDCPA claims. The digital edition includes access to a state-by-state analysis of state court standing requirements, as well as NCLC's unique “FDCPA Case Connector” which provides instant access to over 15,000 FDCPA case summaries, allowing searches by keyword, topic, court, state, or case name.
As practical as It Is Thorough:
- Extensive introductory materials about the debt collection industry, how debts are collected, and the impact on consumers
- A chapter introducing attorneys to FDCPA practice
- Detailed resources about meeting constitutional standing requirements in federal court after the Supreme Court’s Ramirez and Spokeo decisions
- Consumer remedies, responding to debt collector's defenses, avoiding arbitration
- Detailed discussions of CFPB Regulation F
- Sample pleadings and discovery. See an example here.
Not Just the FDCPA: All Other Sources of Debt Collection Law
- State debt collection statutes, critical in finding creditor liability, with a 50 state, state-by-state statutory summary
- Common law torts offering punitive damages
- Using state UDAP statutes to enhance remedies, cover creditors, and recover for new forms of abuse
- Brief discussions of other federal statutes offering important remedies and restrictions relevant to debt collection
Praise
"The most widely used manual in the field."
—Aslam v. Malen & Assoc., 2009 WL 3853191 (E.D.N.Y. 2009)
"The meticulously organized and well-written chapters are detailed and practical."
—Library Journal
"The NCLC Fair Debt Collection book is utterly indispensable in my practice as a consumer lawyer. I keep the book within arm's reach from my desk."
—Michelle A. Weinberg, Supervisory Attorney, Consumer Practice Group, Chicago, IL