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$160/yr - Print + Digital Subscription*
$150/yr - Digital Subscription

*The Print + Digital Subscription includes a copy of the current print edition and any subsequent revised print editions as long as the subscription is active.
Current print edition is 2014 Fifth Edition, ISBN 978-1-60248-148-0

Digital access provides ongoing updates since the print edition.

For more detail on the treatise's content, read the full text of chapter 1 without registration. Click on "Chapters" in the left hand sidebar.


This title is no longer available for purchase online. Coming in early 2019, NCLC will introduce two new titles to the library: Home Foreclosures, and Mortgage Servicing and Loan Modifications. To pre-order these titles please contact Publications at 617-542-9595 or Pre-order both titles for 20% off.

Dramatic New CFPB Servicing Rules Now in Effect

New Consumer Financial Protection Bureau rules are game-changers for both homeowners and the mortgage servicing industry:

  • New qualified written request procedures and servicer’s duty to provide information and correct errors
  • Consumer rights re force-placed insurance
  • Consumer protections regarding transfer of servicers
  • Required servicer loss mitigation procedures
  • Servicer’s duty to apply payments promptly and provide new disclosures on monthly statements

Even More Requirements for Mortgage Servicers

  • How servicers must deal with escrow accounts
  • Implications of the National Mortgage Settlement
  • State law requirements for servicers
  • RESPA, TILA, FDCPA, FCRA, and other state law claims against servicers


  • Full Explanation of All Loan Modification Programs
  • How to Challenge a Judicial or Non-Judicial Foreclosure
  • Steps to Take After a Foreclosure
  • Advice on Stopping Specialized Types of Foreclosures

Download the Print Edition’s TOC


"This is the best book out there for in-depth legal research on the subject of foreclosure. ... The best discussion anywhere on how to challenge mortgage servicer abuses." — Stephen Elias, Esq, Author, The Foreclosure Survival Guide (Nolo Press)