Defending a Home from Foreclosure: Consumer Debt Advice from NCLC
Dealing with Medical Debt: Consumer Advice from NCLC
Effective April 19, New Mortgage Servicing Rights for Heirs, Spouses, and Debtors in Bankruptcy
Last Minute Relief for Foreclosed and Struggling Homeowners Now Filing Their Taxes
As explained in this article, February legislation provides important tax relief to homeowners who faced foreclosure, short sales, or loan modifications in 2017. The Qualified Principal Residence Indebtedness exclusion that had expired after 2016 has been extended, allowing homeowners to continue excluding certain forgiven mortgage debt from taxable income.
How to Draft a Chapter 13 Plan Under the New Rules
Key to drafting a successful chapter 13 plan under the new Bankruptcy Rules is adding “nonstandard provisions” not found on the standardized forms. As set out in this article, NCLC now provides sample language for over thirty-five nonstandard provisions that attorneys can copy/paste into their plans.
The TCPA Year in Review: New Precedent re Challenges to Unwanted Calls, Texts, & Faxes
Six Key Pointers in Advising Clients at Tax Time
Ninth Circuit: Collector Hired by State Agency Cannot Require Arbitration
Breazeale v. Victim Servs., Inc., 2017 WL 6601779 (9th Cir. Dec. 27, 2017) is an important decision with potentially broad consequences for litigation involving the commercialization of the criminal justice system. The court held that the Federal Arbitration Act, 9 U.S.C. § 1, et seq., does not apply to agreements between individuals and private contractors acting on behalf of the government, at...
National Housing Law Project Partners with National Consumer Law Center to host the Digital Green Book
National Housing Law Project (NHLP) has partnered with the National Consumer Law Center (NCLC) to offer the 5th edition of HUD Housing Programs: Tenants’ Rights on NCLC’s digital library. NHLP has wanted to bring the Green Book online for years, but it took the expertise and generosity of NCLC. The new digital format will allow users to copy and paste text and citations, bookmark, highlight, and will provide live links to companion materials. The digital platform also makes the Green Book much more portable and available on cell phones and laptops. The digital format will allow NHLP to update the manual much more frequently, to fix inevitable errors and to provide to our readers even more extensive and accessible companion materials.