New Defenses to Student Loan Repayment Based on School Misconduct and Closures
This article describes Oct. 28 Department of Education rules providing key new rights for student loan borrowers: arbitration limits, school-related defenses to loans, and strengthened closed school and false certification discharges.
New NCLC Chapter on Criminal Justice Debt
How to Prepare for the End of HAMP
Ruling on CFPB’s Unconstitutionality Leaves Agency Intact
Prepaid Card Rule Latest Regulation of Fast-Changing and Novel Payment Devices
Ban on Arbitration of Nursing Home Disputes Preliminarily Enjoined
Starting October 3, New Consumer Rights for 3 Million Servicemembers & Dependents
Each Debt Collector Must Notify Consumer of Debt Verification Rights
Six Ways to Avoid the “One-Bite” Rule for RESPA Loss Mitigation Applications
New Rules Limit Fees and Use of Campus Prepaid Cards, Effective July 1
Four Very Recent FDCPA Decisions from the Circuit Courts
FTC Bans Telechecks, Other Abusive Payments in Telephone Sales
Exciting New Features Added to NCLC’s Digital Library
New CFPB Rule on Payday, Auto Title, and Installment Loans
Class Waivers Under Attack on Another Front
The Seventh Circuit on May 26 ruled that the National Labor Relations Act prohibits enforcement of class waivers against employees. This article explains the case and its implications for challenges to arbitration of both employment and consumer disputes.
Spokeo Resources (for subscribers AND for non-subscribers)
Continually Updated Analysis and Briefs Responding to Supreme Court’s Spokeo Ruling
One of today’s hottest litigation issues is standing in federal cases seeking statutory damages, in light of this term's Supreme Court’s Spokeo decision. As explained in this continually updated article, NCLC provides ongoing Spokeo analysis, briefs, and over 40 new case citations, for subscribers and even non-subscribers.