This is an annotated sample first request for production of documents in a case involving Truth in Lending claims. This request is based on discovery materials prepared by consumer law practitioners in three different cases involving mortgage loans and auto finance.. It is intended to be adaptable for both loans and credit sales. In most cases, a simplified first document request should be served as soon as practicable in the case.

NY AG Assurance of Discontinuance Against Paypal (Mar. 2004)

This Wisconsin small claims court complaint brought by a consumer against a party to a rent-a-bank scheme demonstrates another approach to challenge rent-a-bank schemes, even where the bank is considered the true lender.  The consumer can assert non-usury claims against the bank's partners.  The company "renting" the bank may be liable as someone who arranges or brokers the loan.  In Wisconsin the company may have to be licensed and comply with the requirements of the state credit services organization act.