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Read NCLC's analysis of the latest changes to consumer law and their practice implications.
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The leading treatise on the federal Fair Debt Collection Practices Act (FDCPA), the statute that dramatically alters how collection agencies, debt buyers and attorneys collect consumer debts. Authored by experts who bring decades of experience on FDCPA litigation, legislation, and interpretations. Now including The FDCPA Case Connector, a searchable database of 14,000 FDCPA case holdings.
The treatise explains the latest changes in credit reporting resulting from CFPB actions and those of the state attorneys general, as well as thousands of new FCRA court decisions. Also covered are the Credit Report Organizations Act, Gramm Leach Bliley, and state credit reporting statutes.
A number of federal and state discrimination laws having a surprisingly varied applicability in consumer cases, including the Equal Credit Opportunity Act, Fair Housing Act, several Civil Rights Acts, state discrimination statutes, the Home Mortgage Disclosure Act, and the Community Reinvestment Act.
The Bad News: Millions of Americans, delinquent on their student loans, feel the full brunt of federal collection
The Good News: This treatise, updated continuously in its digital format, details all the latest rights of student loan debtors.
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Policy and analysis, statutes and regulations, sample pleadings, court decisions, and more - all publicly accessible on the NCLC Digital Library.