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This article explains the top four reasons why the new Fourth Edition of NACA’s Standards and Guidelines for Litigation and Settling Consumer Class Actions is a must-read not only for class action attorneys, but even for lawyers whose practice typically does involve class actions. The article lists the areas covered by the guidelines, changes in the Fourth Edition, and other key NCLC class action resources.

Widespread misrepresentation about private student loans not being dischargeable in bankruptcy leads to significant consumer remedies. This article explains how to tell if a private student loan is dischargeable in bankruptcy, and sets out remedies where creditors misrepresent that a loan is non-dischargeable or continue collection after a bankruptcy discharges the loan. Other claims are listed against private student loan lenders.