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To provide Grantees with updated guidance on weatherizing rental units in the
Weatherization Assistance Program (WAP). The Department of Energy (DOE) has answered
specific questions from Grantees related to the weatherization of rental units, regardless of
housing type. 

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The Department of Energy (DOE) issues WPNs to establish the framework to administer congressionally appropriated funds to WAP Grantees. The content of this document, as well as the two attachments, provide programmatic information to WAP Managers and Staff in developing a WAP Grantee Plan which ensures that funds are dispersed to weatherization providers in a timely manner.

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Provide Grantees with consolidated guidance on previously issued Weatherization
Program Notices (WPNs) related to weatherizing multifamily buildings in the Weatherization
Assistance Program (WAP). 

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This Guidance serves to transmit information to the WAP network which expands
client eligibility determination. Weatherization Program Notice (WPN) 22-5, Expansion of Client Eligibility in the Weatherization Assistance Program, issued by the U.S. Department of Energy (DOE), serves to
streamline the WAP intake process by expanding WAP’s categorical income eligibility to
include U.S. Department of Housing and Urban Development’s (HUD) means-tested programs’
income qualifications at or below 80% of Area Median Income. (examples of HUD program but

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This session will discuss new predatory and illegal practices that have been arising in the higher education space and highlight exciting cases that are tackling these issues head on. We will discuss recent cases challenging schools' use of online program managers and predatory recruitment occurring in the distance education space, issues with schools' use of college banking cards, and schools' use of Income Share Agreements (ISAs). 

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In 2012, the OCC took a supervisory action that resulted in the elimination of two different credit features on Insight prepaid cards issued by Urban Trust Bank. The cards were being used by the payday lender CheckSmart to evade the payday loan laws of Arizona, Ohio, and other states. In one version, the consumer could opt in to overdraft coverage, resulting in “negative balance” fees on the prepaid card that effectively amounted to a $15 per $100 payday loan.

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