This is an answer and defenses to a Florida action to foreclose on a reverse mortgage for failure to pay property taxes and insurance where the defenses are based on the lender’s failure to comply with servicing requirements and failure to show it has standing to foreclose. Counterclaims include UDAP and ECOA age discrimination and adverse action notice violations. Lynn Drysdale of Jacksonville Legal Aid drafted the pleadings.
Pleadings and Discovery
This is an answer and defenses to a Florida action to foreclose on a reverse mortgage for failure to pay property taxes and insurance where the defenses are based on the lender’s failure to comply with servicing requirements and failure to show it has standing to foreclose. Lynn Drysdale of Jacksonville Legal Aid drafted the pleadings.
This is a Florida homeowner’s first request for documents from a reverse mortgage lender in a Florida action to foreclose on the home for non-payment of taxes or insurance. Lynn Drysdale of Jacksonville Legal Aid drafted the pleadings.
This is a homeowner’s first request for documents from a reverse mortgage lender in a Florida action to foreclose on the home for non-payment of taxes or insurance. Lynn Drysdale of Jacksonville Legal Aid drafted the pleadings.
This is an answer and defenses to a Connecticut action to foreclose on a reverse mortgage for failure to pay property taxes and insurance where the lender breached the payment plan that had been agreed upon. The Connecticut Fair Housing Center drafted the pleadings.
This is a brief in opposition to a lender’s attempt to strike the homeowner’s defenses and dismiss the homeowner’s UDAP and ECOA counterclaims in a Florida action involving the foreclosure of a reverse mortgage for alleged failure to pay property taxes or insurance. Lynn Drysdale of Jacksonville Legal Aid drafted the pleadings.
This is motion to set aside a default judgment on a Florida foreclosure action and sale concerning unpaid property taxes and insurance on a reverse mortgage. The excusable neglect is based on the homeowner’s age and cognitive difficulties. Lynn Drysdale of Jacksonville Legal Aid drafted the pleadings.
This is a 2018 New Jersey state court summary judgment motion seeking to dismiss a judicial foreclosure action concerning a reverse mortgage because HUD had granted an at risk foreclosure extension. The motion was filed by Legal Services of New Jersey.
This is an action in Pennsylvania state court seeking the court clerk to put a residential foreclosure case into deferred status due to the homeowner’s status as an “At Risk” mortgagor under HECM regulations.
This is a proposed order of dismissal of a lender foreclosure action on a HECM reverse mortgage relating to non-payment of property charges, where the applied for, and was granted, an “AT RISK” extension of the foreclosure deadlines. The order sets out that the effect of the AT RISK extension is that the lender will not proceed on the foreclosure for one year and the extension continues thereafter so long as, prior to the expiration of the one-year extension, the homeowner certifies that she continues to meet the criteria for the extension.