State or Local Government Enforcement Action

This is a January 30, 2024 complaint brought by the Georgia AG in a Georgia state trial court suit against MV Realty alleging UDAP violations and seeking injunctive relief, civil penalties, restitution and other equitable relief.  MV Realty's home equity scheme involved recording a lien on a home that allegedly secures a future contract to act as the homeowner’s realtor.

This is a September 2024 order  in a Florida trial court granting summary judgment to the Florida AG in its suit against MV Realty alleging UDAP and FTC Telemarketing Sales Rule violations and seeking injunctive relief. MV Realty's home equity scheme involved recording a lien on a home that allegedly secures a future contract to act as the homeowner’s realtor.

This is a 2022 complaint brought by the Florida AG in a Florida state trial court suit against MV Realty alleging UDAP and FTC Telemarketing Sales Rule violations and seeking injunctive relief. MV Realty's home equity scheme involved recording a lien on a home that allegedly secures a future contract to act as the homeowner’s realtor.

This is a September 13, 2024 order  in a case filed by the California AG against MV Realty in California state trial court alleging UDAP and FTC Telemarketing Sales Rule violations.  The order grants the AG a preliminary injunction.  MV Realty's home equity scheme involved recording a lien on a home that allegedly secures a future contract to act as the homeowner’s realtor.

This is a December 13, 2023 complaint in a case filed by the California AG against MV Realty in California state trial court alleging UDAP and FTC Telemarketing Sales Rule violations, seeking an injunction, civil penalties, and otherr equitable relief.  ]MV Realty's home equity scheme involved recording a lien on a home that allegedly secures a future contract to act as the homeowner’s realtor.

This is a September 26, 2024 assurance of discontinuance brought by the Massachusetts Attorney General in state superior court against Franklin Credit Management for its zombie second mortgage practices.  The state alleged violation of state law by Franklin improperly attempting after many years to collect on second mortgages after failing to communicate with borrowers or provide required statements, as well as failing to comply with state foreclosure-prevention measures and collecting on time-barred debt.

This is a February 21, 2023 order  in a case filed by the Massachusetts AG against MV Realty in Massachusetts state trial court alleging UDAP violations.  The order grants the AG a preliminary injunction.  MV Realty's home equity scheme involved recording a lien on a home that allegedly secures a future contract to act as the homeowner’s realtor.

This session will discuss new predatory and illegal practices that have been arising in the higher education space and highlight exciting cases that are tackling these issues head on. We will discuss recent cases challenging schools' use of online program managers and predatory recruitment occurring in the distance education space, issues with schools' use of college banking cards, and schools' use of Income Share Agreements (ISAs). 

This is a state court action claiming violation of the state UDAP statute, brought by the Pennsylvania attorney general. The complaint alleges unlawful and deceptive practices in connection with the sale and financing of severely distressed and dilapidated homes to consumers, utilizing agreements that purport to grant defendants all the rights and benefits of being both a lender and a landlord, while leaving their economically distressed and vulnerable customers without the legal protections of being either borrowers or tenants.

This is a 2019 federal action claiming violation of the federal Consumer Protection Act and New York law, brought by the New York attorney general and the New York supervisor of financial services.