Federal Regulation History

This document amends the Department of Veterans Affairs (VA) loan guaranty regulations to implement certain provisions of various public laws. VA is amending its regulations to provide for loans to Reservists and members of the National Guard, loans with negotiated interest rates, adjustable rate mortgages, restoration of entitlement in certain cases, energy efficient mortgages, and flood zone determination fees.

Military Lending Act Limitations on Terms of Consumer Credit Extended to Service Members and Dependents (Q&A #2)

Military Lending Act Limitations on Terms of Consumer Credit Extended to Service Members and Dependents (Q&A #1)

Military Lending Act Limitations on Terms of Consumer Credit Extended to Service Members and Dependents

SUMMARY: The Consumer Financial Protection Bureau (CFPB or Bureau) amends Regulation Z, which implements the Truth in Lending Act (TILA), to address late fees charged by card issuers that together with their affiliates have one million or more open credit card accounts (referred to as "Larger Card Issuers" herein). This final rule adopts a late fee safe harbor threshold of $8 for those issuers and provides that the annual adjustments to reflect changes in the Consumer Price Index (CPI) do not apply to this $8 amount.

This notice amends the Telemarketing Sales Rule by updating the fees charged to entities accessing the National Do Not Call Registry, effective October 1, 2018.
 

The information collection requirements described in the notice will be submitted to the Office of Management and Budget for review, as required by the Paperwork Reduction Act. The FTC is seeking public comments on its proposal to extend for an additional three years the current PRA clearance for information collection requirements in its Telemarketing Sales Rule.
 

The information collection requirements in the notice will be submitted to the Office of Management and Budget for review, as required by the Paperwork Reduction Act. The FTC is seeking public comments on its proposal to extend for an additional three years the current clearance for information collection requirements in its Telemarketing Sales Rule.
 

This notice amends the Telemarketing Sales Rule by updating the fees charged to entities accessing the National Do Not Call Registry, effective October 1, 2016.
 

This notice amends the Telemarketing Sales Rule by updating the fees charged to entities accessing the National Do Not Call Registry, effective October 1, 2017.