Federal Agency Interpretation

Truth in Lending (Regulation Z); Private Education Loans, 85 Fed. Reg. 79,400 (Dec. 10, 2020)

Withdrawn by 90 Fed. Reg. 20,084 (May 12, 2025).

December 10, 2020

Truth in Lending (Regulation Z); Earned Wage Access Programs, 85 Fed. Reg. 79,404 (Dec. 10, 2020)

Withdrawn by 90 Fed. Reg. 20,084 (May 12, 2025).

December 10, 2020

Fair Credit Reporting; Name-Only Matching Procedures, 86 Fed. Reg. 62,468 (Nov. 10, 2021)

Withdrawn by 90 Fed. Reg. 20,084 (May 12, 2025).

November 10, 2021

Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements, 87 Fed. Reg. 30,097 (May 18, 2022)

Withdrawn by 90 Fed. Reg. 20,084 (May 12, 2025).

May 18, 2022

Debt Collection Practices (Regulation F); Pay-to-Pay Fees, 87 Fed. Reg. 39,733 (July 5, 2022)

Withdrawn by 90 Fed. Reg. 20,084 (May 12, 2025).

July 05, 2022

Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports, 87 Fed. Reg. 41,243 (July 12, 2022)

Withdrawn by 90 Fed. Reg. 20,084 (May 12, 2025).

July 12, 2022

Fair Debt Collection Practices Act (Regulation F); Time-Barred Debt, 88 Fed. Reg. 26,475 (May 1, 2023)

Withdrawn by 90 Fed. Reg. 20,084 (May 12, 2025).

May 01, 2023

Consumer Information Requests to Large Banks and Credit Unions, 88 Fed. Reg. 71,279 (Oct. 16, 2023)

Withdrawn by 90 Fed. Reg. 20,084 (May 12, 2025).

October 16, 2023

Truth in Lending (Regulation Z); Consumer Protections for Home Sales Financed Under Contracts for Deed, 89 Fed. Reg. 68,086 (Aug. 23, 2024)

Withdrawn by 90 Fed. Reg. 20,084 (May 12, 2025).

August 23, 2024

Fair Credit Reporting; Background Screening, 89 Fed. Reg. 4171 (Jan. 23, 2024)

Withdrawn by 90 Fed. Reg. 20,084 (May 12, 2025).

January 23, 2024

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