Consumer Information Requests to Large Banks and Credit Unions, 88 Fed. Reg. 71,279 (Oct. 16, 2023)

Withdrawn by 90 Fed. Reg. 20,084 (May 12, 2025).  See NCLC, Continued Vitality of 67 Withdrawn CFPB Guidance Documents (May 13, 2025) (updated May 27, 2025).

The Consumer Financial Protection Bureau (CFPB) is issuing this Advisory Opinion regarding section 1034(c) of the Consumer Financial Protection Act (CFPA), which requires large banks and credit unions to comply in a timely manner with consumer requests for information concerning their accounts for consumer financial products and services, subject to limited exceptions.