This is a three-page summary of the history of RESPA’s affiliated business arrangement rule. It summarizes concerns about the rise of controlled businesses, a 1980 HUD advisory on the subject, 1983 RESPA amendments, the 1988 HUD proposed rulemaking, the 1992 final HUD rule, the 1996 HUD policy statement, the 1996 statutory amendment, the resulting 1996 HUD rule change, and the 2011 recodification.
This is the full text of the Telephone Robocall Abuse Criminal Enforcement and Deterrence Act (TRACED Act), Pub. L. No. 116-105 (2019), which was enacted to deter criminal robocall violations and improve enforcement of section 227(b) of the Communications Act of 1934. Although parts of the TRACED Act amend the Telephone Consumer Protection Act, a number of provisions are not codified in the U.S. Code. Provisions deal with civil forfeiture, call authentication, protections from spoofed calls, creation of an interagency working group, and access to number resources.
THE FAIR DEBT COLLECTION PRACTICES ACT
As amended by Pub. L. 111-203, title X, 124 Stat. 2092 (2010)
As a public service, the staff of the Federal Trade Commission (FTC) has prepared the following complete text of the Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. §§ 1692-1692p.