This is a rider to a loan modification agreement indicating that a loan modification agreement does not affect the fact that the homeowner’s chapter 7 bankruptcy has discharged the homeowner’s personal liability on the mortgage loan.
Foreclosure Prevention Tools
This is a rider to a loan modification agreement indicating that if the homeowner sells the property then the full amount of the mortgage loan is accelerated and due immediately.
This is the 2009 form used for Fannie Mae mortgages to modify or extend a mortgage loan.
This is the 2004 form used for Freddie Mac mortgages to modify a mortgage loan.
This six-page checklist provides advice for homeowners to avoid foreclosure—steps to take before payment troubles start, other steps when things begin to feel tight, steps when starting to fall behind on payments, and other important information.
This is a form that a homeowner can sign to authorize a housing counselor or attorney to obtain information about their mortgage loan from the mortgage servicer or other entity.
This checklist assists in foreclosure prevention counseling, setting out the various steps the counselor should follow.
This six-page intake form obtains client information concerning a threatened foreclosure: basic information about the homeowner, the home, the mortgage, other mortgages and liens, an income budget, an expense budget, information on other debts and assets, and a comparison of income to expenses.