CFPB

This is a 2015 CFPB consent order involving a medical debt collector that failed to respond within 30 days to consumer disputes about the information it furnished to CRAs and failed provide consumers with a "debt validation notice."

This is one of three CFPB October 1, 2012, consent orders involving various American Express entities.  This one involves various violations of other laws and also for a FCRA violation for failing to report certain consumer disputes to CRAs.

This is a 2015 CFPB consent order involving a reseller of consumer reports for obtaining information without a permissible purpose and failing to properly investigate consumer disputes and by impermissibly pre-conditioning investigations on receipt of documentation from consumers.

This is CFPB Bulletin 2012-09 (Nov. 29, 2012) concerning the FCRA and Reg.

This is a 2015 CFPB consent order with an employment screening CRA that failed to use reasonable procedures to produce maximum possible accuracy, violated the FCRA in reporting public record information, and failed to exclude non-reportable information.

This is a 2017 CFPB consent order with Equifax involving Equifax deceptively marketing credit scores to consumers by misrepresenting that the credit scores were the same credit scores lenders use to determine creditworthiness, and that the credit scores were free.

This is a 2017 CFPB consent order with Equifax involving Equifax deceptively marketing credit scores to consumers by misrepresenting that the credit scores were the same credit scores lenders use to determine creditworthiness, that the credit scores were free, and by placing advertisements for its products on web pages that consumers accessed through AnnualCreditReport.com before they obtained their free annual file disclosures.

This is a 2017 CFPB consent order with Experian involving Experian deceptively marketing credit scores to consumers by misrepresenting that the credit scores were the same credit scores lenders use to determine creditworthiness, and by placing advertisements for its products on web pages that consumers accessed through AnnualCreditReport.com before they obtained their free annual file disclosures.

This is CFPB Compliance Bulletin 2016-01 (Feb. 3, 2016) concerning the FCRA requirement that furnishers establish and implement reasonable written policies and procedures regarding the accuracy and integrity of information furnished to all CRAs, including specialty CRAs, such as the furnishing of deposit account information to CRAs.

This is the 2012 version of the CFPB’s examination procedures to supervise the larger participants in consumer reporting industry, including such topics as business model, accuracy of information and furnisher relations, contents of consumer reports,  permissible purposes and other user issues, consumer file and score disclosures,  consumer inquiries, complaints, and disputes and the reinvestigation process,  consumer alerts and identity theft provisions prescreening, employment reports, and investigative consumer reports.