21 Treatises with Pleadings, Practice Tips, and Analysis of 50 States' Law
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on Consumer Law
Twelve Dramatic Changes Offering Relief for Student Loan Borrowers
This article describes new major relief for student loan borrowers: $10,000 or $20,000 for millions of borrowers, and added relief for those in public service, in default, with disabilities, attending specific schools, with private loans, or with IDR plans. New loan servicers and no more private debt collectors. The article links to more detail and sets out steps borrowers should take now to make the most of the offered relief.
This article provides practice pointers for attorney fee hearings, based on the author’s 44 years of trial experience handling exclusively consumer law cases. The article focuses on time records and other steps to take well before the hearing, use of a 50-state survey of consumer attorney fee rates, getting ready for the hearing, and tips for conduct of the hearing itself.
This article provides practical tips for advising clients with debt incurred by an abusive partner through coercion and fraud—developing a safety plan, documenting the coerced debt, protecting bank accounts, dealing with unauthorized credit card use, preventing the abuser from opening new accounts in the victimized partner’s name, addressing coerced debt on a credit report, and dealing with home mortgages.
This article examines practice implications of three recent CFPB interpretations of the Fair Credit Reporting Act, including: tenant and background screening companies’ use of name-only matching violates the FCRA; users are strictly liable for permissible use violations; and state law can limit when medical debt, evictions, rental arrears, and criminal records can first be reported.
Now Available: Automobile Fraud, 7th Edition
The 2022 Seventh Edition of Automobile Fraud is now available in digital format on the NCLC Digital Library. Millions of consumers are defrauded each year by dealers not disclosing a vehicle’s wreck or salvage history, true odometer reading, prior use, lemon-law buyback history, or repaired damage to brand new cars. Other frauds involve vehicle titles and “yo-yo” sales. Learn more and read Chapter One here.
Using the Digital Library
The definitive consumer litigation treatise concerning defective new and used cars (including leased vehicles), manufactured homes, new homes, home improvements, automobile repairs, service contracts, assistive devices, and more. Learn more and read Chapter One for free.
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