Introduction to Consumer Law 2023

• Building a Consumer Law Case 2023
• Legal Practice Tips Every Lawyer Should Know 2023
• Originating a Consumer Law Case 2023
• Welcome to Consumer Law 2023

Student Loan Intensive 2023

• ABCs of Student Loans 2023
• Intro to Student Loan Discharges & Other Administrative Relief 2023
• Private Student Loans & Other Education Debt 2023

Main Conference

• A1: Challenging Algorithmic Bias in Credit and Housing
• A2: Revocation of Acceptance in Auto Warranty and Fraud Cases
• A3: Trapped at Work: Combating Employer-Driven Debt
• A4: ABCs of Utility Debt: Practical Solutions and Litigation
• A5: Bringing Cases to Help Military Consumers
• B1: ABCs of Mortgage Servicing
• B2: Challenging Predatory Practices in Higher Education
• B3: Conducting Effective Depositions (no written materials)
• B4: ABCs of Fair Debt Collection Practices Act
• B5: Arbitration Trends
• C1: Major Student Loan Updates
• C2: ABCs of Auto Fraud
• C3: ABCs of FCRA: Focus on Tenant Screening
• C4: Navigating Payment Fraud: Claims, Pitfalls, and Strategies
• C5: Using RICO in Consumer Class Actions on Predatory Credit and Student Loans
• D1: Property Preservation and Home Break-In Cases: Getting the Evidence to Prove Liability and Maximize Damages
• D2: Dark Patterns, Set-up-to-Fail Lending, and Other Abusive Conduct
• D3: Avoiding Forced Arbitration in FCRA Cases
• D4: Introduction to Criminal Justice Debt
• D5: Ethical Considerations and Other Challenges of Representing Older or Disabled Clients and Clients of Diminished Capacity
• E1: Property Tax Foreclosures: Constitutional and Bankruptcy Issues
• E2: Repossessions (CRLC 2023)
• E3: FCRA Marketing, Intake, Client Development
• E4: Medical Debt Collection: Policy Landscape and Opportunities for Advocacy
• E5: ETHICS - Confidentiality in Discovery, Court Filings, and Settlement
• F1: TILA Mortgage Origination Claims: Disclosures (TRID)
• F2: Recent Developments in TCPA Litigation
• F3: Return to Repayment: New Repayment Options and Flexibilities to Help Manage Student Loan Bills
• F4: Going After Bad Lawyers: Legal, Strategic and Ethical Considerations in Seeking Sanctions and Bringing Affirmative Actions to Challenge Attorney Misconduct in Mortgage and Debt Collection Cases
• F5: Home Energy Efficiency/Affordability/Renewable Energy Programs and Scams: Distinguishing Between the Real Programs and Rip-Offs (Part 1)
• G1: Home Energy Programs: Solar & Door-to-Door Frauds (including E-Sign) (Part 2)
• G2: New Student Loan Discharge Rules
• G3: How to Win Your FCRA Case
• G4: Strategies in Debt Defense Cases
• G5: Consumer Rights Advocacy for Domestic & Sexual Violence Survivors from Underserved and Culturally Specific Communities
• H1: Updates in Mortgage Servicing Loss Mitigation
• H2: Other Parties' Liability for Auto Dealer Conduct
• H3: FCRA Developments
• H4: Nursing Home Debt Collection: What Consumer Lawyers Need to Know
• H5: Telemarketing Claims – Legal Limits on Consent and ID Requirements (TCPA)
• I1: Homeownership Roundtables: Tangled Title, Zombie Seconds, Loss Mitigation (no written materials)
• I2: Auto TILA and E-SIGN
• I3: Discharging Student Loans in Bankruptcy
• I4: Suing Debt Buyers for Abusive Practices
• I5: Drafting a Winning Motion for Maximum Attorneys' Fee
• J1: Advanced RESPA Litigation Issues
• J2: Earned Wage Advances and Other Fintech Payday Loans
• J3: Tenant Screening: Federal and State Policy Developments
• J4: Fighting Credit Repair Scams: Litigation & Other Strategies
• J5: Using the Disparate Impact Theory to Challenge Systemic Inequities in Housing, Credit and Insurance
• K1: Helping Homeowners After a Natural Disaster
• K2: Debt Collection Calls - New TCPA Claims & Other Prerecorded Calls
• K3: Trying Small and Large Cases to Final Award in Arbitration
• K4: Junk Fees in Residential Rentals
• K5: Ethics - How To Understand Race Dynamics With Clients And Litigation the Disparate Impact Theory to Challenge Systemic Inequities in Housing, Credit and Insurance
• L1: Defending Against Enforcement Actions by HOAs
• L2: Advanced Successor in Interest Issues: Helping Heirs Save the Family Home

  Main Conference

• A1: ABCs of FCRA
• A2: Medical Debt Defense: What Consumer Attorneys Need to Know about Surprise Billing and Other Health Insurance Issues
• A3: ABC’s of Auto Fraud
• A4: ABC’s of the Fair Debt Collection Practices Act
• A5: Using Violations of Mortgage Servicing Rules without Private Rights of Action as Predicates for FDCPA and UDAP Claims
• A6: Advocating for Change Outside the Courtroom: how to make a difference at the state or city level
• A7: ABCs of Student Loan Law
• A8: Combatting Unauthorized Electronic Charges
• A9: Pandemic Loss Mitigation Updates
• B1: Implied Warranty and Mag-Moss: Under Used Yet Remarkably Useful (And No, As-Is Disclaimers Often Don’t Stop You)
• B2: Arbitration Do’s and Dont’s: Succeeding in Arbitration in 2021 and Beyond
• B3: Outside and Alongside the FCRA: Bringing State Law Claims Against “Not CRAs”
• B4: TCPA Litigations Using FCC Actions
• B5: Mortgage Discovery: Getting the Goods
• B6: Using Consumer Law to Protect Tenants Part I: Rental Debt
• B7: Where Attorneys Fear to Tread: FCRA, Family Identity Theft and Victims of Economic Abuse
• B8: Supreme Court Litigation Review
• B9: Criminal Justice Debt: Relief from Collection Based on Financial Hardship or Inability to Pay
• C1: Credit Math for Car Cases
• C2: Determining Statute of Limitations in Affirmative and Defensive Debt Collection Cases
• C3: Do’s and Don’ts of Intake and Working Up the Case
• C4: Untangling Title: Saving the Home When Heir Property Issues are Involved
• C5: Intersectionality of Disability Law and Consumer Law
• C6: Prospect Theory: How Behavioral Economics Impacts Litigation and the Ethical Implications for Lawyers
• C7: Student Loan Bankruptcy
• C8: Protecting Those who Protect Us: Claims for Military/Veteran Consumers
• C9: Impact Litigation for Legal Services Attorneys
• D1: Litigating against Background Screening Companies
• D2: Taxes on Attorneys’ Fees
• D3: RESPA Mortgage Servicing Rules: New COVID-Related Updates
• D4: Utility Debt and Consumer Protections: Intro to Advocacy and Litigation Strategies
• D5: Reversing Course: Protecting Older Adults from Reverse Mortgage Foreclosure
• D6: TCPA Updates and New Interpretations of ATDS Definition
• D7: Escrow Issues: How to Stay Sane and Figure Out What is Going On
• D8: What is a Bank? Fintech, Crypto, Trust, Neo, Public and Other New Banks and Faux Banks
• D9: Freedom of Information Act
• E1: Using State Unfair and Deceptive Acts to Help Consumers
• E2: Student Loan Updates
• E3: FDCPA Developments
• E4: New Developments in Autofraud
• E5: Using Consumer Law to Protect Tenants Part II: Developments in Tenant Screening
• E6: Using the FHA and ECOA to Combat Housing and Credit Discrimination
• E7: Earned Wage Access, Income Share Agreements and Other “Non-recourse” Finance
• E8: Don’t Mess Up the Settlement Agreement
• E9: FCRA Developments

Engagement Sessions, December 13-16, 2021

Engagement Session - Case Strategies from the Complaint Through Trial to Maximize Results Roundtable & Strategy Summit

Engagement Session - CFPB Listening Session - Housing 

[not available]

Engagement Session - Q&A about Reg F and Your FDCPA Practice

Main Conference

• A1: Intro to Auto
• A2: ABCs of FCRA
• A3: Medical Debt Primer/Intro to Med Debt
• A4: RESPA Issues in COVID-19 Mortgage Relief Options
• A5: Civil Rights in Consumer Law
• A6: ABCs of Class Action Part 1
• A7: The Dark Side of Solar, PACE, and Home Improvements
• A8: Depositions in the Time of the Novel Coronavirus
• B1: Investigation in Auto Cases
• B2: ABCs of Student Loan Law
• B3: Basic Intro into How to Stop Robocalls Under the TCPA
• B4: Fighting Reverse Mortgage Foreclosures: Selected Issues
• B5: Common Fair Debt Collection Practices Act Claims
• B6: Preserving the Income and Assets of Older Adults Impacted by Scams and Financial Exploitation
• B7: FCRA Mini-Intensive, Specialty CRAs Part 1: Conviction Histories, Expungement, and FCRA: Keeping up with Developments in a Changing Legal Landscape
• B8: Payment Scams: From COVID to Check Scams to Zelle
• B9: ABCs of Class Actions Part 2
• B10: Guilt, Fear, and Anger: How to Develop Emotional Distress Damages
• B11: COVID-19 Mortgages: FHA, VA, and USDA Loans
• C1: Student Loan Repayment After the Pandemic: Issue-Spotting and Default Prevention
• C2: Class Action Update
• C3: FCRA Mini-Intensive, Specialty CRAs Part 2: Tenant Screening
• C4: Utility Debt and COVID-19
• C5: Why and How Legal Services Attorneys and Others Should Do Regulatory Advocacy
• C6: Using the FDCPA to Effect Systemic Change
• C7: Credit Math for Car Cases
• C8: Winning Motions to Compel
• C9: Ethical Implications of the Taxation of Attorney’s Fees
• D1: Using Amended Rule 30(b)(6) to Your Best Advantage
• D2: Repo in the Time of COVID-19
• D3: Attacking State Usury Law Evasions
• D4: Exploring the Important Connections Between Consumer and Worker Advocacy
• D5: Helping Student Loan Borrowers Who Have Been Harmed By Their Schools
• D6: Consumer and Economic Civil Legal Issues for Survivors of Domestic Violence
• D7: Your Client is Being Sued on a Debt: What Now? A Primer on Defeating Debt Collection Lawsuits
• L1: New Debt Collection Regulations Live Q&A
• L2: Questions and Answers on Regulatory Advocacy with Former CFPB Officials
• E1: Settling Car Cases: Lessons Learned During the Pandemic
• E2: Cracking the Code: Credit Scores
• E3: Covid-19 Mortgages: Post Forbearance for Fannie & Freddie Loans
• E4: New Point-of-Sale Financing Products
• E5: Justice Isn't Always Blind: Racism Is A Prevalent Issue in Our Court System, Even As A Lawyer
• E6: Criminal Justice Debt Reform: Lessons and Opportunities in the Time of COVID-19 and Mass Protests against Police Violence
• E7: The ABCs of Consumer Arbitration
• E8: E-Sign
• F1: Medical Debt Defense
• F2: FCRA Developments
• F3: Small Dollar Loans: What's New in Fed & State Policy Fights
• F4: Gender on Trial: Strategies for Combating Bias in the Courtroom (Ethics)
• F5: You Can’t Have My Client's Stuff! A Primer on Protecting Your Client’s Property Post-Judgment
• F6: Home Scams: Government Enforcement Attorneys & Non-Gov Attorneys Work Together
• G1: New Developemnts in Auto Litigation and Policy
• G2: Fighting Financial Abuse of Mortgage Debtors in Bankruptcy
• G3: TCPA Updates
• G4: Mortgage Markets and Shadow Banks
• G5: The Rundown: What the Election Means for Student Loan Borrowers & Your Legal Practice
• G6: Fighting Abusive Collection of Criminal Justice Debt
• G7: Assignee/Holder Liability in Auto Cases
• G8: Discovery in FCRA Litigation
• H1: New Spokeo Developments
• H2: Emerging Fair Housing & Fair Lending Issues in the Digital Era [written materials are not available for this session]
• H3: Fair Debt Collection Practices Act Developments
• H4: Getting Loan Modifications After a Divorce or Separation
• H5: Practice Issues in TCPA Litigation
• H6: Liar, Liar, Pants on Fire: Income Falsification and Powerbooking, Two Common Dealer Crimes
• H7: What is my FCRA Case Worth?
• H8: Advancing Tenant Rights With Consumer Protection Laws

  Main Conference

• A1: Mortgages and Mortgage Markets 101
• A2: Defending Against Efforts to Compel Arbitration of FDCPA Claims
• A3: How to Mediate Consumer Cases
• A4: The Future of Auto
• A5: TCPA for Beginners
• A6: Ethical Considerations in Consumer Litigation
• B1: The Present and Future of Fintech Mortgages
• B2: The Changing Student Loan Landscape: Recent Developments in Federal Student Loan Policy and Practice
• B3: Tenant Screening: Policy and Litigation Solutions to Addressing a Critical Aspect of the Eviction/Housing Crisis
• B4: Autofraud on the Lot and on the Net
• B5: ABCs of the Fair Debt Collection Practices Act
• B6: What’s Left? Standing After Spokeo
• C1: Saving Homes in Bankruptcy: Why Chapter 13 Should be Part of Your Toolbox
• C2: ABCs of Student Loans: How to Challenge Garnishments and Offsets
• C3: ABC's of TILA
• C4: ABC’s of Autofraud
• C5: ABCs of FCRA
• C6: Utility Debt: Consumer Protections and Strategies
• D1: Robbery with the Stroke of a Pen: Home Equity Theft and "We Buy Houses" Scams
• D2: Navigating FDCPA practice in the wake of Supreme Court decisions in Henson and Obduskey
• D3: After the Data Breach: Helping ID Theft Victims with FCRA, EFTA, FCBA, & More
• D4: Collaborations Between Legal Aid and Private Practice Attorneys
• D5: Rent-to-Own and New Retail Finance Products
• D6: Coming to Terms—Protect Your Clients by Negotiating the Best Settlement Terms
• E1: RESPA Update
• E2: Representing Clients with Criminal Justice Debts
• E3: Issue Spotting: Consumer and Civil Legal Issues for DV Survivors
• E4: A Talk With Arbitrators: What they expect from counsel, and what you can expect from the Arbitrators
• E5: Preparing for Depositions with the Successful End Goal in Mind
• E6: Home Purchase Scams: Land Contracts, Lease-Options, and Beyond
• F1: Using the Rules of Evidence to Set Up Wins in Mortgage and Foreclosure-Related Trials and in Appeals
• F2: Complementary AG and Private Lawsuits
• F3: Consumer Protection for Service Members
• F4: TCPA: Effective Use of the TCPA for Individual Cases Challenging Debt Collection Harassment
• F5: Working with the Media: How Journalists Do Their Job and How to Use Media Outreach in Your Advocacy
• F6: How to Help Limit Your Client’s Tax Liability for Your Attorney’s Fees
• G1: Ask Not What Your Country Can Do For You; Ask How to Stop Foreclosures on Government-Insured Loans
• G2: When Is a Loan Not a Loan? Slippery New Fintech Products for Students, Homeowners, Wage Advances and More
• G3: Sealing, Expungement and FCRA: Criminal Records Reporting in a New Era
• G4: Representing Consumers When Their Creditors File Chapter 11
• [There are no materials for Session G4.]
• G5: Ethical Pursuit and Handling of Effective Cy Pres Awards
• G6: Life Cycle of a State Campaign
• H1: Representing Older Homeowners and Surviving Spouses Facing Reverse Mortgage Foreclosure
• H2: Workshop: Practice Issue-Spotting to Build Your Debt Defense Case and Identify Affirmative Claims
• H3: FCRA Developments
• H4: Stating the Case and Brief Writing Tips
• H5: Fighting High-Cost Loans in DC and Around the Country
• H6: Student Loan Preemption Issues
• I1: Flood Insurance: From Risk Assessment  and Mitigation to Post-Flood Claims and Recovery
• I2: Commercialized (In)Justice: Protecting Prisoners and Their Loved Ones from Financial Exploitation
• I3: Litigating Telemarketing Calls Under the TCPA, Specifically Dealing with the Electronic Consent Issues, Use of Brokers, Independent Agents, and Vicarious Liability
• I4: Repossessions: FDCPA Claims, Breach of the Peace, and Big Verdicts
• I5: Ethics and Dealing with Difficult People
• I6: Spotting Class Action Issues In Individual Representation
• J1: Loan Mods Gone Wrong
• J2: Fair Debt Collection Practices Act Developments
• J3: TCPA Updates—in the Courts, at the FCC and in Congress
• J4: Building an Elder Friendly Consumer Law Practice: Best Practices From the Field
• J5: ABC’s of Consumer Arbitration/So You Were Sent to Arbitration, Now What?
• J6: Class Action Roundtable
• K1: Focus on Mortgage Servicing Transfers
• K2: Student Loan Roundtable
• K3: Successful Settlement and Mediation of FCRA claims
• K4: Safety in Consumer Rights Auto Litigation
• K5: Defending Against Medical Debt in and out of Court
• K6: How Amicus Briefs Can Help a Case