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$150/yr- Print & Online Access*
$140/yr- Online Access Only

*The Print & Online Access includes a copy of the current print edition and any subsequent revised print editions as long as the subscription is active.
Current print edition is 2013 Eighth Edition, ISBN 978-1-60248-136-9

Online access provides ongoing updates since the print edition.


Dodd-Frank Changes, New CFPB Rules, and FTC Interpretations

The treatise explains the latest changes in credit reporting required by the Dodd-Frank Act, new CFPB rules, FTC staff interpretations, and important new court decisions. Also covered are the Credit Report Organizations Act, Gramm Leach Bliley, and state credit reporting statutes.

  • New qualified written request procedures and servicer’s duty to provide information and correct errors
  • Consumer rights re force-placed insurance
  • Consumer protections regarding transfer of servicers
  • Required servicer loss mitigation procedures
  • Servicer’s duty to apply payments promptly and provide new disclosures on monthly statements

Guidance from the Experts:

  • Who must comply with the FCRA -- you will be surprised!
  • Consumers' access to their reporting file
  • Identity theft
  • Responsibilities of creditors and other furnishers
  • Information that cannot be reported
  • Accuracy requirements
  • Disputing data in a report
  • Credit scores
  • Investigative reports
  • Obligations of consumer report users
  • Privacy issues
  • Advising clients about their credit record.

Download the Print Edition’s TOC


"NCLC's Fair Credit Reporting and other manuals are the best and most comprehensive resources in the marketplace for a consumer lawyers and comparatively inexpensive to boot. They are held in such high esteem that opposing counsel show up in court with them!"
— Joanne Faulkner, Attorney at Law, New Haven, CT

"The NCLC treatises are like having an expert by your side." — Scott D. Owens, Esq., Law Offices of Scott D. Owens, Hallandale, FL