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Sample Stop Contact or "Cease" Letter

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One strategy to stop collection harassment is to send the collector a “stop contact” letter, also called a “cease” letter.  After that, the collector can only acknowledge the letter and notify the consumer about legal steps the collector may take.  Other practice tools include other letters a consumer can send to a debt collector, including those indicating all the consumer’s assets and income are exempt from seizure by the collector, a letter disputing the debt, and a letter seeking verification of the debt.


Related NCLC Treatise:

Surviving Debt

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Fair Debt Collection

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Collection Actions

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