Description
One strategy to stop collection harassment is to send the collector a “stop contact” letter, also called a “cease” letter. After that, the collector can only acknowledge the letter and notify the consumer about legal steps the collector may take. Other practice tools include other letters a consumer can send to a debt collector, including those indicating all the consumer’s assets and income are exempt from seizure by the collector, a letter disputing the debt, and a letter seeking verification of the debt.
