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Expert Report by Mark Cohen on Racial Impact of Ford's Finance Charge Markup Policy (Preliminary Report) (January 2004)

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Expert Report in Case Involving Discretionary Markup as ECOA Violation (African-American vs. White Comparisons, May 2001)

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Expert Report in NMAC Case Involving Discretionary Mark-Up as ECOA Violation (May 2001)

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Expert Report on Impact of NMAC's Credit Policy on Hispanic Borrowers (October 2002)

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Expert Report of Professor Mark Cohen, Willis v. Am. Honda Fin. Corp.

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Expert Report of Ian Ayres, Willis v. Am. Honda Fin. Corp.

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Testimony of Equifax Chief Privacy Officer

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Testimony of Equifax Director of Consumer Care

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Testimony of Equifax Database Manager

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Testimony of Identity Theft Victim--Day One

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Testimony of Identity Theft Victim--Day Two

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Trial Transcript--Furnisher Reinvestigation

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Sample Direct Testimony by Consumer re Damages

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Expert Report re Mixing of Credit Reporting Agency Files

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Testimony of Consumer's Expert, The Editor of Privacy Times Newsletter

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Consumer's Expert Report Rebutting CRA's Expert Report

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Cross-Examination of Trans Union Employee in Case Involving Accuracy and Reinvestigation, Pt. 1

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Cross-Examination of Trans Union Employee in Case Involving Accuracy and Reinvestigation, Pt. 2

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Expert Witness Testimony re Loan Splitting from Besta v. Beneficial Fin.

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Expert Witness Testimony re Spiraling Costs, Profits from Multiple Refinancings

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Expert Witness Affidavit re Bank's Participation in Home Improvement Fraud

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Expert Report re Unsuitability of Mortgage Refinancing

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Expert Report re Unsuitability of Mortgage Refinancing

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Expert Report re Unsuitability of Mortgage Refinancing

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Expert Report re Failure to Modify Mortgage

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Homeowner's Expert's Report Describing Legal Failures by Notary Public And Robosigner in Case Alleging Concealment of Deed Ownership

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Homeowner's Expert's Report Explaining Defendants' Financial Incentive to Lengthen Foreclosure Process to Enhance Their Fees

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Homeowner's Memorandum in Opposition to Defendants' Motion to Strike Experts' Affidavits in Case Alleging Concealment of Deed Ownership

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Expert Report re Direct Damages to Consumer Caused by Recording of Foreclosure

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Sample Expert Affidavit re Broker Fee as Hidden Charge

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Expert Witness Testimony re Economic Cost of Debt Consolidation

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Expert's Trial Exhibits re Predatory Mortgage Lending Jury Trial

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Report of Expert Witness re HOEPA Violations

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Expert Report re Applicability of TILA and HOEPA to Predatory Mortgage Loan

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Expert Report on Vehicle re Undisclosed Sale of Salvaged Vehicle

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Outline for Questioning of Expert Witness on Condition of Vehicle

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Expert Report re Undisclosed Wreck Damage and Substandard Repair

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Expert Report re Undisclosed Wreck Damage and Substandard Repair

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Expert Report re Undisclosed Wreck Damage and Substandard Repair

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Sample Class Action Complaint Alleging Churning

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Class Complaint re Revolving Repossession Scam

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Class Complaint re Auto Dealer's Overcharging for Extended Warranties

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Class Complaint re Untimely TIL Disclosures

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Complaint Seeking Damages for Hidden Finance Charge in Car Sale

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Complaint Seeking Damages for Untimely Disclosure

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Class Complaint re Truth in Lending and State Violations Against Bank Financing Car Sales

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Class Complaint re Alteration of FTC Used Car Sticker

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Class Complaint Against Creditor for Car Dealer Fraud

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Memorandum in Support of Intervention of New Class Representative and Amendment of Complaint

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Declaration in Support of Intervention of New Class Representative and Amendment of Complaint