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$130/yr - Print + Digital Subscription*
$120/yr - Digital Subscription

*The Print + Digital Subscription includes a copy of the current print edition and any subsequent revised print editions as long as the subscription is active.
Current print edition is 2014 Second Edition, ISBN 978-1-60248-149-7

Online access provides ongoing updates since the print edition.

For more detail on the treatise's content, read the full text of chapter 1 without registration. Click on "Chapters" in the left hand sidebar.


Loan Origination, Preemption, and Litigation

Keep Current on Dramatic Changes Concerning Mortgage Lending and Federal Preemption.

Many New Requirements effective January, 2014.

  • New underwriting standards and the ability-to-repay requirement
  • New restrictions on loan steering
  • Limits on flipping and new requirements on appraisers
  • Restrictions on mortgage broker practices and compensation
  • Third party charges, including title insurance, private mortgage insurance, and attorney fees
  • Application of federal and state laws to interest rates, balloon payments, prepayment penalties, negative amortization, and other loan terms
  • Extent of federal preemption of state laws and new standards for National Bank Act preemption

Highly Practical; Invaluable Litigation Tips

  • Gathering the key documents and how to analyze them
  • Survey of all applicable federal and state laws
  • Third party liability and ten limits on the holder-in-due-course defense
  • Restrictions on arbitration in mortgage litigation
  • Special litigation requirements where suing failed banks

Download the Print Edition’s TOC


"The NCLC treatises are like having an expert by your side." — Scott D. Owens, Esq., Law Offices of Scott D. Owens, Hallandale, FL

"The NCLC manuals really are a godsend to so, so many of us out here. Rarely, if ever, have I had a consumer law question that was not addressed in the manuals." — Kirsten Keefe, Senior Staff Attorney, Empire Justice Center, Albany, NY

Related Titles

  1. Foreclosures
  2. TIL
  3. UDAP