Expert Guidance and Incisive Analysis on All Consumer Bankruptcy Topics
The newly revised 14th edition of this title is at the printer, and will ship to subscribers in mid-December.
Consumer Bankruptcy Law and Practice, now in its Fourteenth Edition, is a two-volume complete practice package with digital bonus material that offers everything one needs to pursue chapter 7 and 13 bankruptcies. Written and edited by the nation's consumer bankruptcy experts, this treatise is both practical and comprehensive.
- Analysis of recent U.S. Supreme Court decisions on exception to discharge for debts based on fraud and on standard for discharge injunction violations
- U.S. Supreme Court decision on business plan provisions that attempt to release claims of nondebtor consumers
- The latest guidance and developments allowing for bankruptcy hardship discharge of student loans
- The April 2025 increased dollar amounts updated throughout
- Using local form chapter 13 plans, including sample nonstandard plan provisions
- Chapter 13 plan modifications sought by trustees based on debtors’ acquisition of postpetition assets
- Analysis and pleadings concerning the requirements for mortgage servicers submitting claims, including payment change and final cure notices under Bankruptcy Rule 3002.1
Groundbreaking Insights
- Automatic stay, the bankruptcy discharge, and remedies for stay and discharge violations
- Discussion of means testing issues
- Using bankruptcy to deal with a foreclosure
- Exemptions, lien avoidance, and secured claims
- Responding to nondischargeability actions
- Hidden fees and overcharges in creditor claims
- Sources for debtor recovery of attorney fees and other sanctions against creditors for abusive practices
- Litigating consumer cases in bankruptcy
- Consumer rights when a merchant, landlord, creditor, or other business files for bankruptcy
Unique Practice Tools
- The updated official forms for use in 2025 with sample completed forms and annotations explaining how to fill in the forms
- Over 150 additional sample pleadings in Word format and reprints of director forms of importance to consumer practitioners
- The December 2024 restyling and renumbering of the bankruptcy rules, updated throughout the text and including a side-by-side comparison of the old and new rules
- Reprints of the Bankruptcy Code, additional bankruptcy statutes, the bankruptcy rules, fee schedules, bankruptcy regulations, and more
Praise
"No bankruptcy practitioner, no matter how experienced, should be without this volume." — Sen. Elizabeth Warren, Former Professor of Law, Harvard Law School
"Consumer Bankruptcy Law and Practice is a must for every counselor and practicing bankruptcy lawyer in the consumer field. I hope practitioners in my court acquaint themselves with this valuable work. — Judge Marilyn Morgan, U.S. Bankruptcy Court, Northern District of California
"I don't understand how anyone can practice bankruptcy law without the NCLC Consumer Bankruptcy book... it's helped more than I can say in my practice. Almost every day someone asks a question on the NACBA listserv and someone else pipes in with Where's your bankruptcy bible, the NCLC book? I recommend you get it now!" — Karen M. Oakes, Basin Bankruptcy Center, Klamath Falls, OR