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Expert Witness Testimony re Loan Splitting from Besta v. Beneficial Fin.

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Expert Witness Testimony re Spiraling Costs, Profits from Multiple Refinancings

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Expert Witness Affidavit re Bank's Participation in Home Improvement Fraud

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Expert Report re Unsuitability of Mortgage Refinancing

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Expert Report re Unsuitability of Mortgage Refinancing

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Closing Statement Odometer Case

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Closing Argument, Case Involving Accuracy and Reinvestigation

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Plaintiff's Closing Arguments to the Jury

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Sample Trial Brief (MI)

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Pre-Trial Statement re New Car Lemon Law

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Sample Pre Trial Statement (NH)

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Trial Memo re Legal Requirements to Establish Claim Under Federal and State Telephone Consumer Protection Acts

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Brief re Unconscionability: High Costs (Leeman) (AL)

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Reply Brief re Unconscionability: High Costs (Leeman) (AL)

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Brief re Unconscionability: Limitation of Remedies, High Cost (Sanderson Farms) (MS)

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Brief re Waiver and Unconscionability re High Cost (Sanderson Farms) (MS)

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Proposed Order for Protective Order re Lemon Law

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Order in False Certification Case

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Draft Order Striking Extraneous Settlement Material re Credit Card Collection

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Affidavit Supporting Motion to Set Aside Stipulation for Judgment Execution Withheld

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Response to Collector's Objection to Motion for Relief from Judgment Execution Withheld

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Motion to Set Aside Stipulation for Judgment Execution Withheld

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Motion to Set Aside Default Judgment re Debt Buyer

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Memorandum of Law to Set Aside Foreclosure on an Oral Land Installment Contract as Occurring Without Notice to the Buyer or an Opportunity to Defend

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Consumers' Motion to Alter or Amend Court's Order Permitting Foreclosure

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Petition to Open Default Judgment re Judicial Foreclosure

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Supplemental Authority re Unconscionability: High Cost (Sanderson Farms) (MS)

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Brief re Who Decides Unconscionability: Distant Forum, High Cost (Nagrampa) (9th Cir.)

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Reply Brief re Who Decides Unconscionability: Distant Forum, High Cost (Nagrampa) (9th Cir.)

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Petition for Rehearing re Who Determines Unconscionability (Nagrampa) (9th Cir.)

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Brief re SEC Act, FAA Not Preempting State Ethics Rules re Conflict of Interest (Jevne) (CA)

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Brief Opposing Cert re Unconscionability: Limit on Punitive Damages (Cavalier) (AL)

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Brief re Unconscionability: Class Waiver, Non-Mutuality, Limits on Remedies (Eastman) (WI)

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Brief re Unconscionability: Limitation of Remedies, Non- Mutuality, High Cost (Scoville) (6th Cir.)

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Appellate Brief re Unconscionable Class Arbitration Ban

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Appellate Brief re Unconscionable Class Arbitration Ban

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Amicus Brief, Banker's Setoff of Exempt Social Security Funds

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Appellate Brief, Banker's Setoff of Exempt Social Security Funds

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Reply Brief, Banker's Setoff of Exempt Social Security Funds

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Appellate Brief re Bank's Wrongful Setoff of Exempt Funds

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Amicus Brief re Payday Lending

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Appellate Amicus Brief Arguing a Payday Loan Was Governed by the State Payday Loan Act Instead of the More Costly Mortgage Loan Act

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Amicus Brief Where Servicer Arbitrarily Withheld Signature Required to Finalize Loan Modification

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Appellate Brief re Loss Mitigation Requirements

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Consumers' State Supreme Court Brief Arguing that Title Registration Firm Lacked Standing to Foreclose

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Amicus Brief re MERS Standing to Foreclose

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Brief Challenging Enforceability Requirement When Sole Designated Forum Unavailable

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Brief re Arbitration Enforceability Where Employee Refuses to Sign Contract (Luke) (11th Cir.)

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Brief re Unilateral Amendment to Agreement (McDougle) (AL)

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Brief re Unconscionability in Formation and Terms of Agreement (Ting) (N.D. Ca.)