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UDAP

Massachusetts Federal Court Complaint for Failure to Offer Permanent Loan Modification (Bank of America)

This is a 2014 federal court complaint against a mortgage servicer for failure to provide a permanent HAMP loan modification even though the homeowner successfully completed the HAMP trial loan modification and where the servicer instead initiated a foreclosure.  The case was brought by Culik Law.

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This is a 2017 federal court complaint in the Maine district court concerning a homeowner who was given an unaffordable loan modification and the servicer subsequently misrepresented the homeowner’s eligibility for a further modification that would have been affordable under HAMP.  The claim is that this conduct by the servicer is fraudulent, and violates RESPA and the state UDAP and state credit statutes, and the conduct is.

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This is a 2013 Massachusetts state court complaint against a mortgage servicer for advising a homeowner in financial difficulty to fall behind on mortgage payments to obtain a loan modification. After obtaining the modification and making payments, the servicer refused to accept the modification and requested that they apply for a new modification.  When the homeowner reapplied, the servicer lost documents, required repeated submission of the same documents, misrepresented the modification status, and then initiated foreclosure.  The complaint was filed by Kulik Law.

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