This is the first amended complaint in a federal action in Michigan alleging misrepresentation of the terms of residential home sales and financing agreements, failure to disclose hidden credit charges, and conducting business in an unfair and deceptive manner. The complaint alleges deceptive promises of homeownership that lured unsuspecting home buyers into predatory and abusive loans that were designed to fail.
This is a 2019 first amended complaint in a class action involving land contracts, filed against Vision Property Management in New Jersey state court. It argues that the contract is an illegal combination of a lease and a rent-to-own sale of real estate, in which the lease is illegal and the rent-to-own transaction is illegal, deceptive, fraudulent, predatory, and unconscionable. The single document into which they are combined is confusing and internally inconsistent.
This is a 2017 second amended complaint against Harbour Portfolio in an action involving land contracts, filed on behalf of a number of African-Americans in federal court in Georgia. The action arises out of Harbour Portfolio’s discriminatory targeting of African-American consumers for abusive credit terms in home purchase “contract for deed” transactions, both by intentional targeting and by utilizing practices that have a foreseeable disparate impact on African-American consumers.
This is one of three complaints illustrating the use of photographs and images inserted directly into a complaint to visually emphasize facts in a used car case. The complaints were submitted by Matthew Osborne, a consumer attorney in Northglenn, Colorado. This complaint involves undisclosed wreck damage and undisclosed major vehicle repair problems.
This is one of three complaints illustrating the use of photographs and images inserted directly into a complaint to visually emphasize facts in a used car case. The complaints were submitted by Matthew Osborne, a consumer attorney in Northglenn, Colorado. This complaint involves undisclosed wreck damage, failure to properly brand the title, and odometer tampering.
This is one of three complaints illustrating the use of photographs and images inserted directly into a complaint to visually emphasize facts in a used car case. The complaints were submitted by Matthew Osborne, a consumer attorney in Northglenn, Colorado. This complaint is before an arbitrator in an action administered by the American Arbitration Association and involves breach of warranty, undisclosed defects, and misrepresentations concerning repairs performed, and replacement parts inserted into, a used car prior to its sale.
Federal Court Complaint Concerning Servicer Reneging on Mortgage Loan Modification (Bank of America)
Connecticut Federal Court Complaint for Servicer’s Inadequate Response to Requests for Information and for Mortgage Modifications (CitiMortgage)
A homeowner, having filed a chapter 13 bankruptcy in the Bankruptcy Court for the District of Massachusetts, in 2021 objects to the mortgagee’s proof of claim based on the predatory nature of the loan and that the loan terms were knowingly unaffordable. The homeowner also uses this proceeding to file various counterclaims for the same mortgagee conduct. The filing was submitted by Roger Bertling of the Legal Services Center.
Federal Court Complaint Where Assignee of Second Mortgagee Improperly Charged Interest (Interstate TD Investments)