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Summary

$120/yr- Print & Online Access*
$110/yr- Online Access Only

*The Print & Online Access includes a copy of the current print edition and any subsequent revised print editions as long as the subscription is active.
Current print edition is 2015 Fifth Edition, ISBN 978-1-60248-101-5

Online access provides ongoing updates since the print edition.

For more detail on the treatise's content, read the full text of chapter 1 without registration. Click on "Chapters" in the left hand sidebar.

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Collections, Intercepts, Deferments, Discharges, Repayment Plans, and Trade School Abuses

The Bad News Millions of Americans, delinquent on their student loans, feel the full brunt of federal collection:

  • Tax refund intercepts, wage garnishment, and seizure of Social Security benefits
  • Shocking collection fees and collector harassment
  • Limits on bankruptcy discharge and ineligibility for new loans and grants.

The Good News One volume that details all rights of student loan debtors:

  • Financial hardship and other loan deferments
  • Affordable repayment plans, income-contingent loan consolidations, and loan rehabilitation
  • Rights to stop tax intercepts, wage garnishments, and seizure of Social Security benefits.
  • Loan discharges based on school closure, fraud, failure to make owed refunds, or disability
  • Minimizing collection fees
  • Claims for proprietary school abuses and deception
  • Challenges to private student loan enforcement.

Download the Print Edition’s TOC

Praise

"The most important resource available to those of us in the field and the authoritative source on student loan issues. Many Philadelphians have received student loan help because of this manual." — Sharon Dietrich, Managing Attorney, Employment and Public Benefits, Community Legal Services of Philadelphia

"Student Loan Law is an essential resource for both advocates and consumers. The author, Deanne Loonin, is the nation's top expert on student loan law, and this manual gives everyone access to her expertise." — Lauren Asher, President, Institute for College Access & Success, home of the Project on Student Debt