Model Consumer Amendments to Uniform Wage Garnishment Act (2017)

Model Consumer Amendments to Uniform Wage Garnishment Act (2017). The Uniform Law Commission has adopted a Uniform Wage Garnishment Act setting out state law protections from wage garnishment.  This NCLC model law provides consumer amendments to that law.  Wage garnishment is generally prohibited except for specified types of debts, and then the model amendments protect 60 times the hourly minimum wage and also any funds necessary for the support of the judgment debtor or the judgment debtor’s family.  Funds transferred to an employee’s payroll card are exempt from garnishment.  A self-executing amount of 240 times the hourly minimum wage is protected from the debtor’s bank account.