Available in the following formats: hud-ml-2025-22-Dec-11-2025.pdf Law topic Federally Insured Mortgages Government agency HUD/FHA Primary source type HUD Mortgagee Letters Issued: Date 2025 Description This Mortgagee Letter (ML) establishes the 2026 HECM Limits. Related NCLC Treatise: Mortgage Servicing and Loan Modifications Learn More Mortgage Lending Learn More