Law topic
Government agency
Primary source type
Issued:
Date
2022
Description
Withdrawn by 90 Fed. Reg. 20,084 (May 12, 2025). See NCLC, Continued Vitality of 67 Withdrawn CFPB Guidance Documents (May 13, 2025) (updated May 27, 2025).
The Consumer Financial Protection Bureau (Bureau or CFPB) has issued Consumer Financial Protection Circular 2022–07, titled, ‘‘Reasonable Investigation of Consumer Reporting Disputes.’’ In this circular, the Bureau responds to the questions, ‘‘1. Are consumer reporting agencies and the entities that furnish information to them (furnishers) permitted under the Fair Credit Reporting Act (FCRA) to impose obstacles that deter submission of disputes? ’’ and ‘‘2. Do consumer reporting agencies need to forward to furnishers consumer-provided documents attached to a dispute? ’’
