Named "the best all-around guide to navigating debt" by Business Insider, Surviving Debt provides practical advice from the nation’s consumer law experts on how to deal with crushing debt affecting millions of Americans. The 2026 edition includes a comprehensive discussion of recent major changes to student loan repayment plans and new advice on medical debt relief, including updates on Medicaid, Medicare, and marketplace coverage. This edition also introduces a chapter on natural disaster relief and a section on property tax foreclosure and heirs' property relief. Other updates include new tips on responding to debt collectors, avoiding scams, and navigating coerced debt involving abusive partners.
Surviving Debt is also available for free electronically on the NCLC Digital Library. Read the digital edition and view companion resources here.
Contains new detailed advice on:
- Medical debt
- Credit card debt
- Student loans and student loan cancellation
- Car repossessions
- Evictions, rental debt & getting out of a lease
- Mortgage modifications & avoiding foreclosure
- Property tax collections
- Utility shut-offs
- Income tax collections
- Stopping debt collection
- Your credit report
- Collection lawsuits
- Reverse mortgages
- Wage garnishment & bank account seizures
- Debts involving an abusive partner
- Reducing expenses & increasing income
- Criminal justice debt
- Whether and when to file bankruptcy
- The bankruptcy process
& more…
$20
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