The U.S. Department of Education (Department) Office of Inspector General conducted an independent examination of the adequacy and accuracy of the Department's review of student loan servicers' compliance with the Servicemembers Civil Relief Act, specifically its requirement to provide eligible servicemembers with an interest rate reduction on certain Federal student loans.
The following questions and answers (Q&A) provide information about the income-driven repayment plans that are available to most federal student loan borrowers.
This document summarizes where on the NCLC Digital Library can be found various types of sample Notices of Error or Request for Information, sent pursuant to RESPA rights.
Mortgage Servicing and Loan Modifications Appx E.2 contains nine RESPA notices of error and requests for information, that can be copy/pasted, downloaded as pdfs, and emailed.
This is an action under the Freedom of Information Act (“FOIA”), 5 U.S.C. § 552, to enforce the public’s right to documents governing the relationship between the United States Department of Education (“ED” or “Department”) and private student loan servicing companies with whom ED contracts to handle billing and other services for the federal student loans of over 40 million Americans.
Re Senator Warren's administrative student debt cancellation plan.
This white paper provides a comprehensive overview of the role played by the LIBOR benchmark index in consumer credit and what will happen when the LIBOR's administrator stops publishing it in June 2023. The paper includes a summary of relevant federal laws and regulations as well as a list of key resources. For questions, contact Andrew Pizor, NCLC staff attorney, at [email protected].
A new Guidance from the Department of Justice, issued in coordination with the Department of Education has the potential to change bankruptcy practice dramatically. Until now, attorneys have not thought of bankruptcy as a way to help clients struggling with student loan debt. If the Guidance is implemented as intended, however, more bankruptcy debtors will be eligible for discharge of their student loans.
This is a sample housing discrimination complaint submitted to HUD based on failure to offer an accommodation based on disability.