Practice Tools

This four-page checklist lists questions to ask of a client being sued on a debt: client information, information about the lawsuit, information about the credit transaction, the client’s credit report, the client’s claims, and other debts.

This is a 2015 Progressive one year lease of merchandise with a retail value of $250 and a total of payments over one year of $475 with the ability to own the property after all payments are made.

This is a 2009 description of H&R Block’s Emerald Advance program, offering small dollar loans through tax preparation offices and using the rate exportation rights of HRB Bank.

This is the 2009 iPower plus line of credit and terms and conditions from credit using Metabank’s rate exportation authority.

This document compares six historic ways of computing interest on revolving credit, and indicates which approaches generally were most costly to consumers.