This six-page checklist provides advice for homeowners to avoid foreclosure—steps to take before payment troubles start, other steps when things begin to feel tight, steps when starting to fall behind on payments, and other important information.
This is a form that a homeowner can sign to authorize a housing counselor or attorney to obtain information about their mortgage loan from the mortgage servicer or other entity.
This checklist assists in foreclosure prevention counseling, setting out the various steps the counselor should follow.
This six-page intake form obtains client information concerning a threatened foreclosure: basic information about the homeowner, the home, the mortgage, other mortgages and liens, an income budget, an expense budget, information on other debts and assets, and a comparison of income to expenses.
This collection communications log is given to a consumer client by the attorney in a debt collection harassment case, to be kept with the consumer’s phone, facilitating the consumer describing the communications received from debt collectors, indicating for each communication the date, time, length, nature of communication, the collector’s name, the collection agency, and the content of the communication. The document also provides advice to the consumer about documentation and retention of documents.
This checklist (created before enactment of Regulation F) lists approximately 50 potential FDCPA violations, allowing the attorney to indicate which have been violated.
This is a short form to assist in setting out the chronology of debt collection contacts, where for each contact the form allows recording of the date and time of contact, the collector’s name and company, the names of people contacted, and whether contacted by phone or letter, and what was said.
This nine-page checklist sets out questions for the client in a debt collection harassment case: information about the client, debt and debt contacts, the client’s objectives, questions about debt collection letters and phone contacts, questions about emotional impact and other damages, questions about third-party contacts and other debt collection abuses, and questions about the underlying debt and other debts.