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Complaint re HMO's Delay in Authorizing and Paying for Cancer Treatment

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Complaint re HMO's Delay in Authorizing and Paying for Cancer Treatment

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Complaint re Nursing Home Overcharges

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Complaint re Storage Company Fraud

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Complaint re Boat Sale Pursuant to Statutory Lien

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Negligent Repair (OK)

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Sample Complaint in Home Improvement Case (OH)

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Complaint Against Lender and Assignee re Home Repair Scam

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Complaint Under TCPA for Autodialed Telemarketing Calls to Do-Not-Call-Listed Cell Phone

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Consumer's Memo Supporting Motion to Amend Complaint for Telemarketing Calls to Do-Not-Call-Listed Cell Phone

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Complaint re Scam Travel Tour

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State and Federal Fair Debt Action Challenging Collection Agency's Improper Threats to Garnish SSI

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Complaint in Action Challenging Private Student Lender Practices

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Complaint in Case Against Student Loan Collection Agency Based on Fair Debt Collection Practices Act and Other Violations

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Complaint in Individual Case Challenging Denial of Disability Discharge

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Complaint in Individual Case Challenging Denial of Disability Discharge

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Complaint in Individual Case where Department Failed to Consider Substantial Deterioration

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Complaint in Case Challenging Disability Discharge Procedures

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Complaint in Individual Case Challenging Denial of False Certification Discharge

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U.S. Complaint Against University of Phoenix for Violating Federal Standards as to Student Recruitment

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Individual Student's State Court Complaint Against School

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Individual Student's State Court Complaint Against School

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Private Student Loan Borrower's Complaint Against Proprietary School and Lender

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Complaint Alleging False Loan Claims From Trade School to Government

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Complaint re Trade School Fraud

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Consumer Defendant’s Counterclaims to Debt Buyer’s Suit

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Answer and Counterclaims re Old Credit Card Debt Purchased by Debt Buyer

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Certification of Facts Supporting Answer re Old Credit Card Debt Purchased by Debt Buyer

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Answer and Counterclaims to Credit Card Debt Action

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Answer and Counterclaims to Credit Card Debt Action

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Answer re Old Credit Card Debt Purchased by Debt Buyer

Sample Answer

This is a sample answer to a debt buyer's state court collection lawsuit alleging that no proof of a contract, the action is time-barred, the statute of frauds, no proof of ownership of the debt, lack of legal capacity, service of process, usury, and other defenses.  Sample document requests, deposition notice, interrogatories, and other pleadings in the same case are also available at this treatise's companion material.

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Consumer’s Answer to Debt Buyer’s State Debt Collection Suit

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Consumer’s Motion to Plead Defense of the Statute of Limitations in State Debt Collection Suit

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Consumer’s Supporting Brief re Statute of Limitations Plea Motion in State Debt Collection Suit

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Consumer's Response to Debt Buyer's Motion to Reinstate Complaint

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Reponse to Court Order re More Definite Statement

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Sample Answer to Collection Action (written by Consumer)

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Sample Answer to Collection Action (written by Consumer)

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Sample Answer to Collection Action (written by Consumer)

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Answer and Counterclaim re Identity Theft and Deceptive Debt Collection

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Answer and Counterclaims Against Debt Buyer and Collection Attorney for Filing Time-Barred Suit and Attaching a False Affidavit to the Suit

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Defendant's Answer Denying Credit Card Debt Owed

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Answer and Counterclaims Challenging Lease

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Answer and Counterclaim re Manufactured Home Repossession

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Answer re FHA Home Foreclosure

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Answer and Counterclaim re Predatory Mortgage

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Answer and Counterclaims re Judicial Foreclosure

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Consumer's Amended Answer, Counterclaim, and Third Party Complaint, Home Sellers v. Moore (NV)

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Answer and Counterclaims re Bond-For-Deed Contract