March 2022

Consumer Bankruptcy Law and Practice
Chapter 3, Chapter 7 Bankruptcy (Straight Bankruptcy): The Basic Steps
Chapter 4, Chapter 13 Bankruptcy: The Basic Steps
Chapter 5, Getting All the Necessary Facts
Chapter 6, Counseling the Consumer Debtor: Does Bankruptcy Provide the Best Solution and, If So, How and When?
Chapter 7, Preparing and Filing the Papers

Consumer Class Actions
Chapter 11, The Class Motion and Briefs

Consumer Credit Regulation
Appendix E, Summaries of State Open-End Credit Statutes
Appendix F, Rate Exportation
Appendix G, Preemption Based on OCC Regulation of Federal Depositories
Appendix I, Federal Credit Unions

Mortgage Lending
Chapter 8, Interest and Other Loan Terms
Chapter 10, Land Installment Contracts
Chapter 12, Mortgage Litigation

Truth in Lending
Chapter 6, Disclosures for Credit Cards and Other Non-Home-Secured Open-End Credit
Chapter 7, Substantive Protections for Credit Cards and Other Open-End Credit
Appendix B, Regulation Z
Appendix C, Official Interpretations of Regulation Z

February 2022

Collection Actions
Chapter 6, Creditors’ Recovery of Attorney Fees, Collection Expenses, Postjudgment Interest
Chapter 10, Federal Administrative Agency Collections
Chapter 13, Enforcement of Judgments: General Principles, Constitutional Issues
Chapter 14, Protecting Debtors’ Wages, Benefits, Other Income, and Bank Accounts
Chapter 15, Protecting the Debtor’s Home, Tangible Personal Property, and Other Assets

Consumer Credit Regulation
Chapter 1, Background
Chapter 2, Statutes Restricting Credit Terms
Chapter 3, Federal Preemption and the Applicable State Statute
Chapter 4, Interest, Points, Fees, and Delinquency Charges
Chapter 5, Credit Math: Calculating Interest and Rebates
Chapter 7, Litigation
Chapter 9, Payday and Similar Loans
Chapter 10, Installment Loans
Chapter 11, Motor Vehicle, Manufactured Home, and Other Installment Sales
Chapter 13, Rent-to-Own and Leases
Chapter 14, “Sale” of Future Payment Streams
Chapter 15, Tax-Time Financial Products: RALs, RACs, and Assignments
Appendix B, State Lending Statutes
Appendix D, Summaries of State Closed-End Installment Loan Statutes
Appendix E, Summaries of State Open-End Credit Statutes

Federal Deception Law
Chapter 7, The Telephone Consumer Protection Act (TCPA): Remedies and Litigation

Mortgage Lending
Chapter 2, Analyzing and Preparing a Mortgage Origination Case

January 2022

Automobile Fraud
Chapter 6, Remedies for MVICSA and State Odometer Act Violations
Appendix C, State Laws Relating to Automobile Fraud
Appendix F, State Automobile Dealer Licensing Offices

Collection Actions
Chapter 3, Dismissal Before Reaching the Merits
Chapter 4, Proof of the Merits of the Collector’s Claims
Chapter 17, Prevailing Consumers’ Postjudgment Actions

Consumer Banking and Payments Law
Chapter 8, Electronic Benefit Transfer (EBT)
Chapter 9, Federal Benefit Payments

Consumer Class Actions
Chapter 4, Choosing the Class Definition
Chapter 12, Appeals of Certification Rulings
Chapter 14, Negotiations and Settlement
Chapter 19, Attorney Fees

Home Foreclosures
Chapter 8, Litigating Foreclosure Cases
Chapter 9, Using Bankruptcy to Prevent Foreclosures
Chapter 11, Manufactured Home Foreclosures and Repossessions
Chapter 12, Forfeiture of Land Installment Sales Contracts
Chapter 15, Tax Liens and Tax Foreclosures
Chapter 16, Foreclosure Rescue Scams
Appendix H, Summary of State Condominium Laws

Mortgage Lending
Appendix M, Summary of State Reverse Mortgage Laws

Student Loan Law
Chapter 14, Affirmative Litigation Involving Student Loans and Schools