Practice Tools

The Bankruptcy Code specifies time periods relating to certain prepetition events that may control aspects of a bankruptcy case, such as the availability of the automatic stay, the ability to claim exemptions, and the right to a discharge. The Date Calculator approximates the application of these time periods based on a projected filing date, calculating 24 key look-back dates.

A list of manufactured home state administrative agencies (SAAs) is found using the link provided on this page.  If a problem arises with a manufactured home, after contacting the retailer and manufacturer, the consumer can contact the SAA. There are 33 states partnering with HUD as SAAs to regulate and enforce the federal manufactured housing program in their state.

This page links to a website that lists the address and phone number for manufactured, mobile, and modular home manufacturers

This letter by an attorney to the consumer client sets out the client’s rights and obligations concerning the taxability of a settlement, including reasons why the settlement may not be taxable income and steps the client should take.

After a settlement or otherwise reduction in the amount a consumer owes a creditor, the creditor may send the consumer and the IRS an IRS Form 1099-C indicating that the forgiven debt may be taxable income for the consumer.  This letter explains to the creditor why the Form 1099-C should not be sent—that a reduced amount owed per a settlement is not taxable income in this case and that the consequences of sending the 1099-C for the consumer are significant.