Practice Tools

This is a fillable form for the master promissory note (MPN) used for Federal Direct Loans (both subsidized and unsubsidized). It is current through July 31, 2022.  It includes the terms and conditions for the student loan.

This is a letter from a student borrower's attorney to the National Collegiate Loan Trusts, the holder of the student's private student loan, requesting a copy of the loan agreement and  documentation of the assignment of the loan from the original lender through the chain of ownership to the current holder.

This is an ability to benefit approval notice to students that attended Marinello School of Business who were admitted based on graduation of a specified high school. The notice provides that those student are entitlted to a false certification discharge of their student loans because of invalid high school diplomas, and that no action need be taken for the discharge to be granted.

This is a sample request to the U.S. Department of Treasury for tax refund offset information, including communications between the borrower and the Department of Education or Treasury, the Department of Education and Treasury, or Guaranty Agency and Department of Education or Treasury regarding any possible or actual tax refund intercept.

This form (which may not be the most recent form for the state) is used to request a detailed title history from the state’s registry of motor vehicles.  Refer to Automobile Fraud Appx. E for more information on obtaining title history information from a particular state, including a link to the state’s website for the most up-to-date information, prices, and required forms. See also Automobile Fraud § 2.4 for a discussion of detailed title histories.

This form (which may not be the most recent form for the state) is used to request a detailed title history from the state’s registry of motor vehicles.  Refer to Automobile Fraud Appx. E for more information on obtaining title history information from a particular state, including a link to the state’s website for the most up-to-date information, prices, and required forms. See also Automobile Fraud § 2.4 for a discussion of detailed title histories.

This practice tool links to three different software programs to calculate credit math functions, including calculating an Annual Percentage Rate (APR), a Military Annual Percentage Rate (MAPR), and Rule of 78 rebates. One is a web-based program provided by the federal government and two are provided by NCLC and must be downloaded—one is easy to use for simple calculations and the other allows for more complex credit transactions.

This is a two-page sample retainer letter concerning representation on a contingency basis.  Another practice tool contains a longer five-page retainer letter for representation on a contingent basis.

This is a two-page sample retainer letter concerning client representation by a legal services office.