Pleadings and Discovery

This is a 2011 Fannie Mae form showing hardship documentation required for foreclosure prevention alternatives, indicating for various types of hardship (e.g. unemployment, divorce, disaster) what specific types of documentation will be needed for that type of hardship.

This is a rider to a loan modification agreement where the homeowner rents part of the property and gives the lender certain rights concerning the rental units.

This is a rider to a loan modification agreement indicating that a loan modification agreement does not affect the fact that the homeowner’s chapter 7 bankruptcy has discharged the homeowner’s personal liability on the mortgage loan.

This is a rider to a loan modification agreement indicating that if the homeowner sells the property then the full amount of the mortgage loan is accelerated and due immediately.

This is the 2004 form used for Freddie Mac mortgages to modify a mortgage loan.

This six-page checklist provides advice for homeowners to avoid foreclosure—steps to take before payment troubles start, other steps when things begin to feel tight, steps when starting to fall behind on payments, and other important information.