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Pleadings and Discovery

This is a 2021 Wisconsin state court complaint against TAB bank for various terms violating Wisconsin law found in the installment sales agreement.  Prohibited terms included waiver of rights to a class action and injunctive remedies, a requirement that Utah law applied, an attorney fee shifting provision, an excessive bad check charge, shortening of the default provisions, and failing to timely provide the consumer with a contract. This complaint was filed by Eric Crandall of the Crandall Law Firm.

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Michigan State Court Complaint Concerning Mortgage Loan Servicing After Loan Modification (Owen)

This is a Michigan state court complaint brought in 2013 by Legal Aid of Western Michigan against Ocwen, a mortgage servicer, for failing to properly service the mortgage loan after a loan modification, including improperly computing the loan balance, improper debt collection practices, and failing to reply timely to a qualified written request.  This complaint was filed by John Smith of Legal Aid of Western Michigan.

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The sole issue on appeal is whether the district court erred in granting summary judgment to Defendant-Appellant AT&T Services, Inc. (AT&T) on the grounds that its automated text message survey system did not constitute an Automatic Telephone Dialing System as defined by the TCPA.

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