Federal Regulation History

This is the CFPB’s Interim final rule with request for public comment for Regulation V on the FCRA, effective December 31, 2011.  The Dodd-Frank Act transferred rulemaking authority for the FCRA from the FRB, FDIC, FTC, NCUA, OCC, and OTS to the CFPB, and the CFPB  is publishing for public comment an interim final rule establishing a new Regulation V (Fair Credit Reporting). This interim final rule does not impose any new substantive obligations on persons subject to the existing FCRA regulations.