Soo Kang, U.S. Dept. of Education, Emails Re Effective Date of Budget Act Amendments to TCPA (Aug. 12, 2016 and Nov. 16, 2015) January 01, 2016 pdf
FTC Staff Letter Affirming Holder Rule Permits Time-Barred Claims Against Holder (Apr. 7, 2016) January 01, 2016 pdf
FTC Staff Letter Affirming Holder Rule Limits Recovery to the Amount Consumer Has Paid (Medine, Sept. 25, 1999) January 01, 1999 pdf
FTC Staff Letter Affirming Holder Rule Does Not Limit Right to Affirmative Recovery (May 13, 1999) January 01, 1999 pdf
Interagency Guidance Regarding Unfair or Deceptive Credit Practices, Credit Practices Rule Post-Dodd-Frank (Aug. 22, 2014) January 01, 2014 pdf