Federal Preemption and Credit Regulation

New Jersey Homeownership Security Act of 2002 (Jan. 28, 2004)

January 01, 2004

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Preemption of Fee Limitations on Debt Cancellation Products (Jan. 28, 2004)

January 01, 2004

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Debt Cancellation Agreements (Jan. 28, 2004)

January 01, 2004

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Preemption of the New Mexico Home Loan Protection Act (Feb. 10, 2004)

January 01, 2004

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NCUA Preemption of the Georgia Fair Lending Act (Mar. 12, 2004)

January 01, 2004

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2003 Wisconsin Act 257 (July 28, 2004)

January 01, 2004

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Preemption of the Puerto Rico Retail Installment Sales and Financing Companies Act (Feb. 11, 2005)

January 01, 2005

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Preemption of Proposed Texas Law Providing Debt Relief to Active Military Personnel (May 3, 2005)

January 01, 2005

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Permissible Interest Rate Ceiling (July 2006)

January 01, 2006

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Gift Cards as an Electronic Financial Service (June 10, 2008)

January 01, 2008

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